Trade Republic is Europe’s fastest-growing digital investment platform — a licensed German bank serving 10 million clients across 18 countries with one of the lowest-cost stock and ETF investing experiences available to EU retail investors. At just €1 per transaction and commission-free automated savings plans, it is the top choice for long-term passive investors and beginners building diversified ETF portfolios. It is not designed for active traders, professionals, or anyone who needs direct access to US exchanges, advanced charting tools, or complex order types.
Trade Republic at a Glance
Detail | Information |
Founded | 2015 |
Headquarters | Berlin, Germany |
Entity | Trade Republic Bank GmbH |
Clients | 10 million across 18 countries |
Assets Under Management | €150 billion+ |
Regulation | BaFin (Germany), Deutsche Bundesbank, ECB Banking Licence |
Instruments | 9,500+ stocks, 2,000+ ETFs, 500+ bonds, 50+ cryptos, 380,000+ derivatives |
Transaction Fee | €1 external settlement fee per trade |
Savings Plan Fee | Free (no per-trade charge) |
Cash Interest | 2.00% p.a. on unlimited uninvested cash |
Minimum Investment | €1 (fractional shares and savings plans) |
Platforms | Mobile app (iOS/Android), Web |
Debit Card | Yes — physical and virtual, 1% Saveback |
No Inactivity Fee | Yes — none |
No Withdrawal Fee | Yes — none |
Not Available In | USA, UK (non-EU), most non-European markets |
Trustpilot Score | 3.3 / 5 (customer support cited as weak point) |
Who Is Trade Republic?
Trade Republic Bank GmbH is a Berlin-based financial technology company founded in 2015 by Christian Hecker, Thomas Pischke, and Marco Cancellieri. Over the following decade it grew from a mobile-first German neobroker into one of Europe’s most significant retail investment platforms — achieving 10 million clients, €150 billion in assets under management, and a €5 billion company valuation backed by Sequoia Capital, TCV, and Accel.
In late 2023, Trade Republic received a full banking licence from the European Central Bank — transforming it from a brokerage regulated by BaFin into a fully licensed European bank simultaneously regulated by BaFin, the Deutsche Bundesbank, and subject to ECB supervisory oversight. This banking licence fundamentally changed the platform’s capabilities and protections, adding a personal IBAN account, guaranteed 2% interest on uninvested cash, and a debit card with a savings programme.
Trade Republic operates on a philosophy it describes as “Do more with your money” — centred on three principles: invest (stocks, ETFs, bonds, crypto, savings plans), spend (debit card), and bank (personal IBAN, cash interest). It targets retail investors who want a simple, low-cost path to building wealth through regular ETF investing rather than active trading.
Trade Republic is not available to residents of the United States or the United Kingdom (non-EU). It operates across 18 European countries including Germany, France, Austria, Netherlands, Belgium, Spain, Italy, Portugal, and others.
Regulation and Safety: A Licensed European Bank
The most important safety update in Trade Republic’s recent history is its ECB banking licence, obtained in late 2023. This places it in a different regulatory category from most online brokers and provides its clients with a more comprehensive protection framework than a standard MiFID II-regulated brokerage.
BaFin and Deutsche Bundesbank
Trade Republic operates under the oversight of BaFin (Bundesanstalt für Finanzdienstleistungsaufsicht — Germany’s Federal Financial Supervisory Authority) and the Deutsche Bundesbank. BaFin is one of Europe’s most rigorous financial regulators, operating under EU MiFID II standards, and is the same authority that supervises Deutsche Bank, Commerzbank, and other major German financial institutions.
Cash Protection: €100,000 per Client
As a licensed bank, Trade Republic’s clients benefit from the German Deposit Guarantee Scheme, which protects uninvested cash up to €100,000 per client. Your cash is held across multiple EU-regulated partner banks — Solarisbank, Citibank, J.P. Morgan SE, and Deutsche Bank — each of which participates in the German deposit protection framework. This is the highest cash protection available to European retail investors, matching the protection level of a traditional German bank account.
Securities Protection: €20,000 per Client
Investment assets (stocks, ETFs, bonds) are held separately from Trade Republic’s own balance sheet, custodied via HSBC Germany and deposited at Clearstream in Frankfurt — Europe’s largest central securities depository. You remain the legal owner of your securities at all times. If Trade Republic were to fail, your holdings would be transferred to another broker rather than becoming part of the insolvency estate.
Additionally, the German Investor Compensation Scheme provides protection covering 90% of unrecovered investment assets up to a maximum of €20,000 per investor — applicable in cases of broker fraud or severe misconduct rather than normal market losses.
Trade Republic does not engage in securities lending programmes — unlike some competitors who lend client securities to third parties to generate additional revenue. This is a meaningful client-protection choice: your shares are not being used as collateral for someone else’s positions.
PFOF and the 2026 Regulatory Transition
Trade Republic’s business model has historically relied significantly on Payment for Order Flow (PFOF) — a practice where the broker receives a rebate from the execution venue (Lang & Schwarz Exchange) for routing all client orders there. PFOF has been controversial because it creates a potential conflict of interest: the broker may route orders to the venue paying the highest rebate rather than the one offering clients the best price.
The European Union voted to ban PFOF across all member states, with the ban effective 30 June 2026. Germany had a temporary exemption that allowed PFOF for domestic clients until that date. In January 2026, Trade Republic’s subsidiary obtained a BaFin licence to operate its own Multilateral Trading Facility (MTF) — preparing for the post-PFOF world by building direct market infrastructure rather than relying on LS Exchange rebates. This transition is ongoing and represents one of the most significant structural changes in Trade Republic’s business model in its history.
The practical implication for clients: all orders currently execute on Lang & Schwarz Exchange (LS Exchange) through a single market maker. During high-liquidity periods and for the most popular ETFs and stocks, LS Exchange spreads are competitive with Xetra. For less liquid securities, mid-cap stocks, or orders placed outside of core European trading hours, the LS Exchange spread can be wider than what a direct Xetra order would achieve. The €1 fee saves on visible costs, but the spread difference can be a hidden cost on larger or less liquid orders.
Fees: The Full Picture
Trade Republic’s fee structure is genuinely one of the most competitive in European retail investing — but understanding what the fees actually are (and are not) prevents the common misunderstanding that trading is “free.”
The €1 Settlement Fee
Every trade in stocks, ETFs, derivatives, bonds, or cryptocurrencies incurs a €1 external settlement fee. Trade Republic describes this as a third-party cost, not a commission — it is passed through rather than retained by Trade Republic itself. If a single order executes in multiple partial fills on the same day, only one €1 fee applies.
For context on cost impact:
- €1,000 stock or ETF purchase: 0.1% effective fee — exceptionally competitive
- €100 stock purchase: 1.0% effective fee — reasonable
- €10 stock purchase: 10% effective fee — consider accumulating in a savings plan instead
Savings Plans: Commission-Free
ETF, stock, bond, and crypto savings plans are entirely free of the €1 settlement fee. Automated recurring investments — set to weekly, biweekly, or monthly frequency, on dates of your choosing — cost nothing beyond the exchange spread. This makes Trade Republic one of the most cost-efficient platforms in Europe for regular passive investors following a euro-cost averaging strategy.
No Account, Custody, or Withdrawal Fees
Trade Republic charges no account maintenance fee, no custody fee on held securities, and no withdrawal fee for transferring cash back to your bank account. There is also no inactivity fee — a dormant account does not incur any charges regardless of how long it remains inactive.
Deposit Fees
Bank transfer deposits: free. Initial credit card or digital wallet (Google Pay, Apple Pay) deposits: free. Subsequent credit card or digital wallet deposits: 0.7% conversion/processing fee.
This means repeat credit card depositors face a meaningful ongoing cost. Bank transfer deposits avoid this charge entirely and are the recommended funding method for regular investors.
Currency Conversion Fee
Trade Republic’s only account base currency is EUR (except in Poland where PLN is supported). All dividends, capital gains, and proceeds from US-listed securities are received in USD and immediately converted to EUR. The conversion rate uses “a premium or discount applied to external reference rates” — essentially a bid-ask spread on currency conversion whose exact percentage is not prominently disclosed. This fee affects any investor who holds non-EUR-denominated assets (US stocks, UK stocks) and receives dividends or interest in non-EUR currencies.
Crypto Trading: 1% Spread
Cryptocurrency trading at Trade Republic costs 1% spread — significantly higher than specialist crypto exchanges or CFD brokers offering crypto at much lower costs. Crypto investors who trade actively should note this cost. For long-term crypto holders who make occasional purchases through savings plans, the 1% spread is less impactful than for frequent traders.
Outgoing Security Transfer Fee
If you decide to transfer your portfolio of stocks and ETFs from Trade Republic to another broker, Trade Republic charges €25 per security line plus external costs. A portfolio of 10 different ETFs and stocks would cost €250+ to transfer out — a meaningful exit cost that functions as a retention mechanism. Cash transfers (selling and moving cash) avoid this charge but trigger a tax realisation event if securities have appreciated.
Investment Products: What You Can Trade
Stocks: 9,500+
Trade Republic offers access to over 9,500 stocks from global markets, primarily via the Lang & Schwarz Exchange in EUR denomination. US stocks (Apple, Microsoft, Amazon, Tesla, etc.) are available as EUR-denominated equivalents rather than direct NASDAQ or NYSE listings — you buy the same company but through the Hamburg exchange in euros rather than through a US exchange in dollars.
This creates two important considerations. First, some US-listed companies that trade only on NASDAQ or NYSE with no European listing may not be available — Trade Republic’s stock availability, while broad, does not match the complete US market access of Interactive Brokers or a US-registered broker. Second, for highly liquid mega-cap US stocks, the EUR-denominated LS Exchange version is functionally equivalent during European trading hours. For smaller or less liquid US stocks, the EUR version may have wider spreads.
Trade Republic does not offer short selling of individual stocks — downside exposure to equities is only achievable through derivative products.
ETFs: 2,000+
The ETF range — over 2,000 funds — is the centrepiece of Trade Republic’s investment offering and is where it is most competitive. The most popular index funds globally (iShares MSCI World, Vanguard FTSE All-World, Amundi S&P 500, Xtrackers MSCI Emerging Markets) are all available. For passive investors building a globally diversified portfolio of index funds through regular savings plans, Trade Republic’s ETF range is more than adequate.
Fractional ETF investing starts from €1 — meaning a monthly savings plan contribution of €50 can be spread across multiple ETFs without any single holding requiring a full share price.
Bonds: 500+
Government and corporate bonds are available from €1 fractional investment — a genuinely accessible entry point for retail investors who want fixed income exposure without the traditionally high minimum bond face values ($1,000–$10,000 at most brokers). EU and US government bonds are included, alongside a range of corporate bonds.
Cryptocurrencies: 50+
Bitcoin, Ethereum, and over 50 other cryptocurrencies are available 24/7 with a 1% spread cost and no additional commission. Trade Republic’s crypto offering provides buy-and-hold access for long-term crypto investors, though the 1% spread makes it expensive for active crypto traders who should consider specialist exchanges. Crypto savings plans are also available — allowing automatic regular Bitcoin or Ethereum purchases.
Derivatives: 380,000+
Trade Republic offers an extensive range of derivatives — structured products including knock-out certificates, factor certificates, and vanilla warrants from issuers HSBC, Société Générale, UBS, and Vontobel. These are leveraged products designed for speculative trading. Note: these are not options or futures contracts in the traditional sense — they are structured products issued by banks. Professional options or futures traders will need a different platform. Derivatives trade from 8:00 to 22:00 CET (vs stocks and ETFs which trade 7:30 to 23:00 CET, and crypto which trades 24/7).
The Trade Republic Banking Features
Since receiving its ECB banking licence in 2023, Trade Republic has expanded significantly beyond brokerage functions:
Personal IBAN and Account
Every Trade Republic client now has a personal EU IBAN account — a real bank account number used for direct debit, income payments, and SEPA transfers. This transforms Trade Republic from a brokerage into a primary financial account for many clients.
2% Cash Interest
Uninvested cash earns 2.00% per year, paid monthly, with no upper limit on the amount eligible. At current ECB rate environments, 2% is competitive with many traditional European savings accounts, making idle cash in a Trade Republic account meaningfully productive rather than simply sitting dormant.
This interest rate is dynamic and will move with ECB rate changes — it is not a fixed rate guarantee. When the ECB cut rates through 2024–2025, Trade Republic’s rate declined from earlier peaks of 3.25%. The current 2.00% reflects the mid-2025 ECB rate environment.
Debit Card with Saveback
The Trade Republic debit card — available as physical or virtual — provides:
- Fee-free ATM withdrawals worldwide for amounts under €100 (above €100, standard banking fees apply)
- 1% Saveback on card spending, automatically invested into a savings plan of your choice, capped at €15 per month (applicable on up to €1,500 monthly card spend). To qualify, you must invest at least €50/month through a savings plan
- 2% Saveback if you enable “Pay with Crypto” mode — where a small crypto portion is used for card payments — capped at €30/month
- Round-up investing: card purchases can be rounded up to the nearest euro, with the difference automatically invested
The Saveback programme is a genuinely innovative reward structure — converting everyday spending into automatic investment contributions — though the €15/month cap limits its absolute financial impact to a maximum of €180/year in free investment credits.
Platform and User Experience
Mobile App (iOS and Android)
Trade Republic is primarily a mobile-first platform. The iOS and Android apps are consistently rated as among the cleanest, most intuitive investment app interfaces available to European retail investors — with a design philosophy that prioritises simplicity and ease of use over feature depth.
From the app, users can search for any of the 9,500+ instruments, view portfolio balance and individual holding performance, set up or modify savings plans, manage the debit card, access account statements, and place trades — all within a clean, single-page interface that takes approximately 15 minutes to navigate for the first time.
Technical analysis tools are basic by professional standards — simple price charts without the ability to overlay indicators, draw trend lines, or view order book depth. This is an intentional design choice rather than an oversight: Trade Republic is not built for technical analysis traders. Investors who need advanced charting tools should use TradingView independently or choose a broker with a professional charting environment such as CMC Markets (covered in the spread betting brokers guide for UK spread betting with full Next Generation charting) or ThinkMarkets, whose ThinkTrader platform is covered in the ThinkMarkets review on CompareBroker.io.
Web Platform
A desktop web interface is available alongside the app, providing access to the same features. The web platform maintains Trade Republic’s mobile-first simplicity rather than expanding into professional-grade features — it is effectively the app experience in a browser window rather than a separate desktop-optimised interface.
Account Opening
Account opening is entirely digital and takes approximately 15 minutes. Video identity verification (VideoIdent) is used rather than in-person verification. Accounts are typically approved within one business day. The streamlined onboarding is consistently cited as one of Trade Republic’s strongest user experience features.
Tax Reporting
For German-resident investors, Trade Republic provides an annual tax statement (Jahressteuerbescheinigung) directly within the app, typically available in the first quarter of the following year. This statement is pre-formatted for German tax filing requirements — covering realised gains, dividends received, withholding tax paid, and other relevant tax events.
For non-German EU residents, the tax reporting format varies by country. Trade Republic provides transaction history exports in CSV format for manual tax calculation or third-party tax software (such as Koinly for crypto tax) — but does not yet provide pre-formatted statements for every EU tax jurisdiction where it operates.
Trade Republic Pros and Cons
What Trade Republic Does Well
Genuinely low-cost ETF investing. The €1 per transaction fee and commission-free savings plans make Trade Republic one of the two or three most cost-efficient platforms for long-term passive ETF investing in Europe. A €500/month regular investment across a three-ETF portfolio costs €36/year in trading fees — a fraction of the annual fund charges, and lower than all traditional European banks.
Licensed EU bank with strong cash protection. The ECB banking licence, €100,000 cash protection, and €150 billion AUM demonstrate institutional credibility that most neobrokers cannot match. The securities held at HSBC Germany / Clearstream is verifiable and a high-quality custodial arrangement.
2% interest on unlimited cash. Idle cash earning 2% is meaningfully better than the zero-interest cash drag at most investment platforms. For investors who keep a cash buffer, this is a real financial benefit.
Commission-free savings plans. Automated regular investing with zero per-trade charge is the most cost-efficient structure available for passive investors. The flexibility to set any amount from €1, any frequency, and any date aligns with virtually any income timing.
Fractional shares from €1. No investor is forced to wait to accumulate enough for a full share of an expensive ETF or stock. €50/month can build a properly diversified multi-ETF portfolio from day one.
No inactivity, withdrawal, or custody fees. The complete absence of dormancy charges and exit costs (for cash) removes punitive barriers that many traditional brokers maintain.
Clean, beginner-friendly interface. Genuinely easy to use for first-time investors without a financial background — the app’s simplicity is a real design achievement.
Where Trade Republic Falls Short
Single execution venue — no best execution routing. All orders route through Lang & Schwarz Exchange with a single market maker. Brokers with smart order routing (DEGIRO, Interactive Brokers) can seek better prices across multiple exchanges. For smaller orders and the most popular ETFs this matters little; for larger orders and less liquid stocks it can mean meaningfully wider execution spreads.
PFOF model under regulatory transition. The EU PFOF ban effective 30 June 2026 creates structural uncertainty. Trade Republic obtained an MTF licence in January 2026 to prepare, but the transition from PFOF to an alternative revenue model is ongoing and the long-term impact on pricing is not yet fully clear.
No direct US exchange access. US stocks are available only as EUR-denominated equivalents via European exchanges — not as direct NASDAQ or NYSE listings. Some US-only companies may not be available at all. Investors who prioritise the full US market should consider Interactive Brokers for direct multi-exchange access.
Weak customer support. A 3.3/5 Trustpilot score with significant complaints about automated responses, no phone support line, and slow resolution of account-level issues is a genuine operational weakness. When standard transactions work perfectly, Trade Republic is invisible in the best way. When something goes wrong — an account verification issue, a delayed transfer, a savings plan error — the support experience has frustrated a meaningful proportion of users.
€25/line portfolio transfer fee. Moving a diversified portfolio of 10–15 ETFs and stocks to another broker costs €250–€375 in transfer fees alone. This creates a switching cost that benefits Trade Republic but disadvantages clients who want to change platforms as their needs evolve.
Crypto spread is expensive. The 1% crypto spread is one of the highest costs in the Trade Republic fee schedule and is not competitive with specialist crypto exchanges or mainstream CFD brokers offering crypto at much lower all-in costs.
EUR-only base currency. Non-EUR funded investors (outside Germany and eurozone countries) face currency conversion charges on all cash movements. Currency conversion fees on non-EUR income (US dividends, UK dividends) are not transparently disclosed in percentage terms.
Who Is Trade Republic Best Suited For?
Trade Republic is an excellent choice for:
- Long-term passive investors in the EU building diversified ETF portfolios through regular savings plans
- Beginners investing for the first time who want a simple, intimidation-free interface and low starting costs
- EU residents who want a primary financial account combining investing, banking, and spending in a single app
- Regular monthly investors using euro-cost averaging — the commission-free savings plan structure is optimised for this strategy
- Anyone who wants a licensed EU bank with €100,000 cash protection and 2% interest on uninvested funds
- Dividend reinvestors in European markets who accumulate regular small amounts through savings plans
Trade Republic may not be the right fit for:
- Active traders who need advanced charting, multiple order types, and direct exchange access — consider CMC Markets, IG Group, or specialist CFD platforms
- Professional traders seeking the lowest possible transaction costs on large orders with smart order routing — Interactive Brokers is the benchmark for this profile
- UK residents — Trade Republic does not serve the UK market; UK-based ETF and stock investors should consider platforms available in the FCA regulated brokers comparison
- US residents — Trade Republic is unavailable in the United States
- Crypto traders who want the lowest crypto trading costs — the 1% spread is uncompetitive with dedicated exchanges
- Investors whose primary assets are US-listed companies with no European equivalent listing
- Investors who may want portfolio flexibility in future — the €25/line transfer fee creates a meaningful exit cost
Trade Republic Compared to Alternatives
Feature | Trade Republic | DEGIRO | Interactive Brokers | eToro |
Founded | 2015 | 2013 | 1978 | 2007 |
Regulation | BaFin (Bank), ECB | BaFin/AFM | SEC/FCA/ASIC | FCA/ASIC/CySEC |
ETF Transaction Fee | €1 (savings plans free) | €0–€2 | From $0.005/share | Spread-based |
Cash Interest | 2.00% p.a. | 0% | 3.83% (IBKR Pro) | 0% |
US Exchange Access | No (EUR equivalents only) | Yes | Yes (50+ markets) | No (US stocks as CFDs/real) |
Fractional Shares | Yes (from €1) | No | Yes | Yes |
Savings Plans | Yes (commission-free) | No | No | Yes (CopyPortfolios) |
Debit Card | Yes (1% Saveback) | No | Yes (IBKR) | Yes |
Portfolio Transfer Fee | €25/line | €10/line | Low | N/A |
Trustpilot | 3.3 | 4.2 | 3.8 | 4.2 |
For EU investors whose primary goal is building a long-term ETF portfolio through regular automated savings, Trade Republic’s commission-free savings plans and €1 transaction fee are the most competitive fee structure in the European market. DEGIRO offers multi-exchange access and generally positive user experience but no savings plan automation or cash interest. Interactive Brokers — covered in the most trusted forex brokers guide on CompareBroker.io — is the strongest option for US market access, smart order routing, and professional multi-asset trading, but its interface complexity is a genuine barrier for new investors.
Frequently Asked Questions: Trade Republic
Is Trade Republic regulated and safe? Yes — Trade Republic Bank GmbH holds a full banking licence from the ECB, is regulated by BaFin and the Deutsche Bundesbank, and operates under MiFID II. Client cash is protected up to €100,000 through the German Deposit Guarantee Scheme. Securities are held separately at HSBC Germany/Clearstream and protected up to €20,000 by the German Investor Compensation Scheme. It is one of the most structurally sound retail investment platforms in Europe.
What is the minimum investment at Trade Republic? €1 — for both individual stock/ETF purchases (fractional shares) and savings plan contributions. There is no minimum account balance.
How much does it cost to trade on Trade Republic? €1 per transaction for individual stock, ETF, bond, derivative, or crypto trades. Savings plan transactions are free. There are no account fees, custody fees, or withdrawal fees.
Does Trade Republic pay interest on cash? Yes — 2.00% per year on all uninvested EUR cash, paid monthly, with no upper limit on the amount earning interest.
Can I buy US stocks on Trade Republic? Most major US-listed companies are available as EUR-denominated equivalents via European exchanges. However, Trade Republic does not offer direct access to US exchanges (NASDAQ, NYSE). Some smaller US-listed companies with no European listing may not be available. For full US market access, Interactive Brokers is the recommended alternative.
Can I transfer my portfolio from Trade Republic to another broker? Yes — but at a cost of €25 per security line plus external transfer costs. A portfolio of 10 holdings would cost €250+ in transfer fees. Selling and moving cash avoids this fee but triggers a taxable event on any appreciated holdings.
What happens to my money if Trade Republic fails? Cash is protected up to €100,000 per client through the German Deposit Guarantee Scheme. Securities (stocks, ETFs, bonds) are held separately at HSBC Germany/Clearstream and are legally your property — they would be transferred to another broker rather than becoming part of Trade Republic’s insolvency estate. Additional protection of up to €20,000 is available through the German Investor Compensation Scheme in cases of fraud or severe misconduct.
Is Trade Republic available in the UK? No — Trade Republic operates across 18 European countries but is not available in the UK. UK investors should look at FCA-regulated investment platforms; the FCA regulated brokers comparison covers the full range of UK-accessible options, and the spread betting brokers guide covers tax-efficient UK investment alternatives.
What is the Saveback feature? Saveback returns 1% of your debit card spending as an automatic investment into a savings plan of your choice — up to €15/month (based on up to €1,500/month in card spending). You must invest at least €50/month through a savings plan to qualify. A 2% Saveback variant is available when “Pay with Crypto” mode is enabled, capped at €30/month.
Final Verdict: Should You Use Trade Republic?
Trade Republic has earned its position as Europe’s largest neobroker by doing a small number of things exceptionally well: making low-cost ETF investing accessible to millions of people who previously had no affordable route to global equity markets, providing a banking infrastructure that makes investing a natural part of daily financial life, and packaging all of this in an app that genuinely does not intimidate first-time investors.
The 2026 PFOF regulatory transition, the ongoing customer support weaknesses, and the exit costs for portfolio transfers are the real friction points — meaningful for some traders, negligible for others depending on their use case.
Use Trade Republic if you are an EU resident building a long-term ETF portfolio through regular automated savings plans, you want 2% interest on your uninvested cash, and you value a clean, simple app above advanced trading tools.
Look elsewhere if you are an active trader who needs professional charting and execution, you specifically need direct US exchange access, you are UK-based, or you anticipate transferring your portfolio to another platform in the near future.
For comparison with other regulated investment platforms serving the EU market — including those offering more sophisticated trading tools alongside long-term investing — the forex broker comparison tool at CompareBroker.io covers the full regulated broker landscape with filters for regulation, instruments, minimum deposit, and platform type.
Disclaimer: Investing carries risk. The value of your investments can fall or rise, and you may lose some or all of your invested capital. Past performance does not guarantee future results. Trade Republic’s cash interest rate is variable and will change with ECB rate decisions. Regulatory information, fees, and platform features are accurate as of May 2026 — always verify current conditions on Trade Republic’s official website. This review is for informational purposes only and does not constitute financial or investment advice.
