CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 74-89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

TIO Markets Review 2026 – Regulation, Fees, Account Types & Trading Conditions

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Broker Overview

TIO Markets is an online forex and CFD broker that provides access to global financial markets for retail and professional traders. The broker operates internationally and offers trading services across multiple asset classes, including forex, indices, commodities, metals, and CFDs on stocks. TIO Markets is known for offering competitive pricing, multiple account types, and support for popular MetaTrader trading platforms.

The broker aims to serve a wide range of traders, from beginners looking for low entry requirements to experienced traders seeking tight spreads and fast execution. Its infrastructure is designed to support manual trading, automated strategies, and short-term trading styles such as scalping.

Regulation & Safety

Regulation and client fund safety are critical considerations when choosing a broker. TIO Markets operates through regulated entities depending on the trader’s region, which helps provide a structured and compliant trading environment.

Key safety features include:

  • Oversight by recognized financial regulators in certain jurisdictions
  • Segregation of client funds from company operating capital
  • Compliance with international anti-money laundering and KYC standards
  • Risk controls such as margin requirements and leverage limits based on regulation

The level of regulatory protection may differ depending on the entity under which the trading account is registered. Traders should always confirm the applicable regulatory body and protections before opening an account.

Account Types

TIO Markets offers several account types designed to meet different trading needs and experience levels.

Nano Account

The Nano account is designed for beginners and low-risk traders. It typically features:

  • Very low minimum deposit requirements
  • Micro-lot trading capability
  • Slightly wider spreads compared to advanced accounts
  • No commission on trades

This account is suitable for new traders who want to practice with smaller capital exposure.

Standard Account

The Standard account is aimed at retail traders who want straightforward pricing. Key features include:

  • Commission-free trading
  • Competitive variable spreads
  • Access to all tradable instruments
  • Suitable for swing and position trading

Raw Account

The Raw account is designed for experienced traders who prioritize low spreads. It generally includes:

  • Spreads starting from near-zero levels
  • Fixed commission per trade
  • Faster execution speeds
  • Suitable for scalping and algorithmic trading

VIP or Black Account

This premium account type is intended for high-volume and professional traders. It may offer:

  • The tightest spreads available
  • Lower commission rates
  • Priority customer support
  • Enhanced trading conditions

Islamic swap-free accounts and demo accounts are also available, subject to eligibility and region.

Fees & Spreads

TIO Markets applies both trading and non-trading fees, depending on account type and market conditions.

Trading Fees

  • Spreads vary based on account type and instrument
  • Raw and VIP accounts offer lower spreads with commissions
  • Standard and Nano accounts typically have no commissions
  • Overnight swap fees apply to positions held beyond trading hours unless using a swap-free account

Non-Trading Fees

  • Withdrawal fees may apply depending on payment method
  • Currency conversion fees may be charged when applicable
  • Inactivity fees may apply to dormant accounts

Overall, TIO Markets is considered competitive in terms of pricing, especially for traders who choose commission-based accounts.

Trading Platforms

TIO Markets supports industry-standard trading platforms that cater to a wide range of trading styles.

MetaTrader 4 and MetaTrader 5

Both MT4 and MT5 platforms are available and offer:

  • Advanced charting and technical analysis tools
  • Multiple order types and execution modes
  • Support for Expert Advisors and automated trading
  • Custom indicators and scripts

Web and Mobile Trading

Traders can access their accounts through web-based platforms and mobile applications, allowing them to manage trades, monitor positions, and analyze markets from any device.

The platform options are suitable for both beginner traders and advanced users who rely on algorithmic strategies.

Markets & Tradable Instruments

TIO Markets provides access to a broad range of financial instruments, enabling portfolio diversification.

Available markets typically include:

  • Forex pairs including majors, minors, and selected exotics
  • Global stock indices
  • Commodities such as gold, silver, oil, and energy products
  • CFDs on stocks and shares
  • Cryptocurrencies through CFDs in supported regions

The variety of instruments allows traders to apply different strategies across multiple asset classes within a single trading account.

Deposits & Withdrawals

TIO Markets supports multiple deposit and withdrawal methods to accommodate international traders.

Common funding options include:

  • Bank wire transfers
  • Credit and debit cards
  • Selected electronic wallets depending on region

Deposit processing is often instant or same-day for cards and e-wallets, while bank transfers may take longer. Withdrawal processing times and fees depend on the chosen payment method and account verification status.

Trading Conditions & Tools

TIO Markets offers trading conditions designed to support active and professional traders.

Key trading features include:

  • Competitive leverage options subject to regulatory limits
  • Market execution with minimal requotes
  • Support for hedging and scalping strategies
  • Economic calendar and market analysis tools
  • Demo accounts for strategy testing

These conditions make the broker suitable for a variety of trading approaches, including short-term and automated trading.

Customer Support

Customer support is available through multiple communication channels.

Support options typically include:

  • Live chat
  • Email support
  • Phone assistance

Support availability usually aligns with global trading hours, and multilingual assistance may be offered depending on region.

Pros & Cons

Advantages

  • Multiple account types for different trader levels
  • Competitive spreads on Raw and VIP accounts
  • Supports MT4 and MT5 platforms
  • Low entry requirements for beginner accounts

Disadvantages

  • Regulatory protection varies by region
  • Limited proprietary trading tools
  • Non-trading fees may apply depending on activity

Who Is TIO Markets Best For

TIO Markets is best suited for:

  • Beginner traders seeking low minimum deposits
  • Intermediate traders looking for flexible account options
  • Scalpers and algorithmic traders using Raw accounts
  • Traders who prefer MetaTrader platforms

It may be less suitable for traders seeking a fully proprietary platform or extensive in-house research tools.

TIO Markets vs Other Brokers

When compared with similar brokers, TIO Markets stands out for its flexible account structure and competitive commission-based pricing. However, some competitors may offer:

  • Broader regulatory coverage
  • More advanced proprietary platforms
  • Wider selection of research and analytics tools

Comparing TIO Markets with other brokers helps traders determine whether its pricing and platform support align with their trading goals.

Risk Warning

Trading forex and CFDs involves significant risk and may not be suitable for all investors. Leverage can amplify both profits and losses. Traders should ensure they fully understand the risks involved and consider their financial situation before trading.

Visit TIO Markets

What’s the TIO Markets trading experience like?

1) Platforms and apps

TIO Markets is one of the few brokers that provides both the MT4 and MT5 MetaTrader platforms. You may read our MT4 versus MT5 comparison to see how the two platforms compare. 

They also offer WebTrader. Traders can trade on their preferred device thanks to a combination of downloadable programs for Mac and Windows.

They offer Android and iOS mobile apps, making it easy to keep track of and execute deals while on the go.

SEE TIO Markets’S PLATFORMS

Still not sure?

Open a demo account and learn how to trade.

2) Executing Trades

You can trade as little as 0.01 Lot with TIO Markets. Depending on the account you open, this may differ. The maximum trade size depends on the account type. You can expect tighter spreads and more transparency over the amount you pay to execute your trades because TIO Markets offers STP execution.

TIO Markets, as a market maker, may have lower entrance criteria than an ECN broker, which benefits from the bigger number of trades and often has higher capital and minimum trading requirements.

Market makers usually offer a lower minimum deposit, fewer minimum trade requirements, and zero commission trading.

Margin requirements vary by trader, account, and instrument, as they do with most brokers. On their website, you may see the most recent margin and leverage details.

We have included a list of some of the most common funding options that TIO Markets provides to its traders.

Trading Features:

  • Allows scalping
  • Allows hedging
  • Offers STP
  • Guaranteed stop loss

Accounts offered:

  • Demo account
  • Standard account
  • VIP account
  • VIP Black account
  • Islamic account

Funding methods:

  • Credit cards
  • Bank Transfer
  • Neteller
  • Skrill

3) Client support

TIO Markets offers support in languages like English.

4) What you’ll need to open an account with TIO Markets

Because TIO Markets is regulated by the Financial Conduct Authority, every new client must pass a few simple compliance tests to confirm that you are aware of the risks associated with trading and that you are permitted to trade. You’ll probably be asked for the following information when you register an account:

  • a color copy of your passport, driver’s license, or other government-issued identification
  • a three-month utility bill, bank or credit card statement that shows your current address

You’ll also need to answer a few questions regarding your trading experience, so set aside at least 10 minutes to finish the account opening procedure.

You may be able to explore their platform right away, but you will not be allowed to make any transactions until you pass verification, which depending on the circumstances could take from a few hours up to a few days.

To begin the onboarding process with TIO Markets, you can go to their website.

TIO Markets

Open a demo account

64% of retail investor accounts lose money when trading CFDs with this provider.

Frequently Asked Questions

Is TIO Markets regulated?
TIO Markets operates under regulated entities depending on the trader’s region, offering varying levels of regulatory oversight.

What is the minimum deposit at TIO Markets?
Minimum deposits vary by account type, with Nano accounts offering the lowest entry requirements.

Does TIO Markets offer demo accounts?
Yes, demo accounts are available for practice and strategy testing.

Which platforms does TIO Markets support?
TIO Markets supports MetaTrader 4 and MetaTrader 5, along with web and mobile trading.

Are Islamic accounts available?
Yes, swap-free Islamic accounts are available in eligible regions.

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