Broker Review Contents
Crypto.com Review
Crypto.com is a cryptocurrency exchange which was established in 2016. Traders can access a wide range of products in a variety of markets, including spot, futures and NFTs.
Crypto.com is one of the largest cryptocurrency platforms in the world, founded in 2016 and headquartered in Singapore. Over the years, it has evolved from a simple crypto wallet provider into a full ecosystem offering cryptocurrency trading, staking, payments, NFTs, DeFi services, and crypto-linked cards.
In 2026, Crypto.com is positioned as:
- A multi-product crypto platform, not a traditional broker
- Suitable for crypto users and long-term holders
- Strong in mobile-first experience
- Less focused on advanced professional trading compared to pure exchanges
This review provides a clear, realistic, and in-depth evaluation of Crypto.com, covering regulation, security, fees, supported assets, strengths, limitations, and user suitability.
Disclosure: If you sign up with a broker through one of our links, we may receive a commission.
Is Crypto.com Regulated and Safe?
Crypto.com operates globally through multiple licensed entities. While crypto regulation varies by region, Crypto.com has taken steps to comply with major jurisdictions.
Regulatory Overview
| Region | Regulatory Status | Notes |
|---|---|---|
| EU | Registered | AML and compliance focused |
| UK | FCA Registered | Cryptoasset registration |
| US | State-level compliance | Varies by state |
| Global | Multiple licenses | Jurisdiction dependent |
⚠️ Crypto.com is not a traditional regulated broker like FCA or CySEC investment firms. Regulatory protection depends heavily on the user’s country.
Security and Fund Protection
Security is one of Crypto.com’s strongest selling points.
Key Security Features
- Cold storage for majority of user funds
- Multi-signature wallets
- Two-factor authentication (2FA)
- Biometric login on mobile apps
- Regular security audits
Crypto.com also maintains a dedicated insurance policy covering digital assets held in cold storage, though this does not eliminate all risks.
Supported Cryptocurrencies and Assets
Crypto.com supports a very large range of cryptocurrencies, suitable for both mainstream and niche users.
Asset Coverage
| Asset Type | Availability |
|---|---|
| Major cryptocurrencies | Yes (BTC, ETH, etc.) |
| Altcoins | Yes (large selection) |
| Stablecoins | Yes |
| NFTs | Yes |
| DeFi tokens | Yes |
| Tokenized stocks | No |
Crypto.com is particularly strong for users looking to diversify across many crypto assets.
Trading Platforms and User Experience
Mobile App
The Crypto.com mobile app is the core product:
- Clean, intuitive design
- Beginner-friendly
- Integrated wallet, trading, staking, and card management
Crypto.com Exchange (Advanced)
For more experienced users:
- Spot trading interface
- Advanced order types
- Lower fees compared to the app
- Web-based platform
Crypto.com does not support MetaTrader platforms and is not designed for CFD trading.
Fees and Trading Costs in 2026
Crypto.com’s fee structure depends on platform used and user activity.
Trading Fees (Exchange)
| User Level | Maker Fee | Taker Fee |
|---|---|---|
| Base | Competitive | Competitive |
| High volume | Lower | Lower |
Fees can be reduced by:
- Higher trading volume
- Staking CRO tokens
App Fees
- Higher spreads compared to exchange
- Simpler but more expensive for frequent trading
CRO Token Utility
The CRO token plays a central role in the Crypto.com ecosystem.
Uses include:
- Trading fee discounts
- Card benefits
- Staking rewards
- DeFi participation
⚠️ CRO value is volatile and tied to platform adoption and market sentiment.
Crypto.com Visa Card
One of Crypto.com’s most popular features is its crypto-linked Visa card.
Card benefits may include:
- Crypto cashback
- No foreign transaction fees (on higher tiers)
- Airport lounge access (tier dependent)
Card benefits require staking CRO tokens, which introduces additional risk.
Staking, Earn, and DeFi Services
Crypto.com offers multiple yield-generating options:
- Crypto Earn (centralized)
- On-chain staking
- DeFi Wallet integration
⚠️ Yield products involve counterparty and market risk, especially during volatile conditions.
Deposits and Withdrawals
Payment Methods
- Bank transfers
- Credit and debit cards
- Crypto transfers
Processing Times
- Fiat deposits: 1–3 business days (region dependent)
- Crypto withdrawals: Network dependent
Withdrawal fees vary by cryptocurrency and blockchain congestion.
Is Crypto.com Suitable for Beginners?
Yes, Crypto.com is very beginner-friendly.
Beginner advantages:
- Simple mobile app
- Educational prompts
- Easy fiat onboarding
Beginner limitations:
- Higher app spreads
- Complex ecosystem over time
Crypto.com for Advanced Users
Advanced users may appreciate:
- Wide asset range
- Dedicated exchange
- DeFi integrations
However, some advanced traders prefer:
- Lower-fee spot exchanges
- More transparent order books
- Professional trading tools
Advantages and Disadvantages of Crypto.com
Advantages
- Large cryptocurrency selection
- Strong security measures
- Beginner-friendly app
- Visa card and ecosystem features
- Global availability
Disadvantages
- App trading fees can be high
- CRO token dependency
- Limited advanced charting
- Regulatory protection varies by country
Comparison with Other Crypto Platforms
| Feature | Crypto.com | Typical Exchange |
|---|---|---|
| Asset range | Very wide | Wide |
| Mobile experience | Excellent | Variable |
| Fees | Medium to high | Low to medium |
| Regulation | Mixed | Mixed |
| Beginner-friendly | High | Medium |
Risks of Using Crypto.com
Key risks include:
- Crypto market volatility
- Regulatory uncertainty
- Platform-specific token risk (CRO)
- Custodial risk
Crypto assets are not covered by investor compensation schemes.
Is Crypto.com Worth Using in 2026?
In 2026, Crypto.com remains a strong all-in-one crypto platform, especially for users who value convenience, mobile usability, and ecosystem features.
However, users focused on low trading fees or professional-level tools may prefer specialized exchanges.
Who Should Use Crypto.com?
Crypto.com is suitable if:
- You are new to crypto
- You want an all-in-one app
- You value security and usability
- You plan to hold or stake crypto
Crypto.com may not be suitable if:
- You are a high-frequency trader
- You want the lowest possible fees
- You require advanced trading analytics
Risk Warning
Cryptocurrency trading involves a high level of risk and may not be suitable for all investors. Crypto.com is not a traditional regulated investment broker, and digital assets are not protected by investor compensation schemes. Only invest funds you can afford to lose.
What are Crypto.com’s spreads & fees?
Crypto.com, like most exchanges, charges a fee based on the transactions which occur on the exchange. These can depend on the coin which you trade, as some coins have higher trading and withdrawal fees.
Choosing at what time of the day and through which coins to transact can lower your fees.
Before you complete a trade on Crypto.com’s platform, it will show you a breakdown of all the fees which you may incur. Checking these fees before completing the trade could save you money.
As Crypto.com is an exchange the spreads vary depending on trader activity. Any spreads displayed on our website are for information purposes only. Please visit their website for current spreads and fees.
Crypto.com’s BTC/USDT spread was 10 USDT when we wrote this review. This is normal when compared to the average BTC/USDT spread of 8.
What can you trade with Crypto.com?
Over 100+ different coins are available to trade at Crypto.com.
Below, we’ve summarized the offering of Crypto.com’s several types of markets, as well as the markets offered by some of their competitors for comparison.
| MARKET | Crypto.com | Binance | OK Exchange |
| Spot Trading | YES | YES | YES |
| Futures Trading | YES | YES | YES |
| launchpad | YES | YES | YES |
| Options Trading | NO | YES | YES |
| DEX Trading | NO | YES | YES |
| NFT Trading | YES | YES | YES |
| Borrow/lend Crypto | YES | YES | YES |
| Staking | YES | YES | YES |
What’s the Crypto.com trading experience like?
1) Platforms and apps
Crypto.com offers a web based platform which allows you to use it on any device which has a browser.
They offer Android and iOS mobile apps, making it easy to keep track of and execute trades while on the go.
2) Executing Trades
You can trade as little as less than 1 USD with Crypto.com. Depending on the cryptocurrency you trade, this may differ. Maximum trade size depends on the available liquidity on the exchange.
Margin requirements vary by account, and instrument, as they do with most exchanges.
Crypto.com offers leverage as high as 3x for spot trading. Crypto.com also offers leverage of up to 50x for derivatives trading.
Stop losses, limit orders, price alerts, api trading and other features are available through Crypto.com. Here you can find a list of all of their account features.
We have included a list of some of the most common funding options that Crypto.com provides to its traders.
- Crypto
- Bank Transfer
- Card
- Paypal
3) Client support
Crypto.com offers support in languages like English, Spanish, French, Italian and Portuguese.
4) What you’ll need to open an account with Crypto.com
Most crypto exchanges allow you to open an account without providing documents. This type of account will be severely limited in terms of maximum deposit and withdrawals.
In order to have higher deposit and withdrawal limits with Crypto.com you need to pass verification by providing the following documents:
- a colour copy of your passport, driver’s license, or other government-issued identification
- a three-month utility bill, bank or credit card statement that shows your current address
They may also ask you to go through a verification of identity via your laptop or phone camera.
If you decide to trade using leverage, you’ll also need to answer a few questions regarding your trading experience.
You may be able to explore Crypto.com’s platform right away, but as mentioned before until you pass verification, your deposits and withdrawals will be capped. Verification depending on the circumstances could take from a few hours up to a few days.
To begin the on-boarding process with Crypto.com, you can go to their website.
Compare Crypto Exchanges here.
In 2026, Crypto.com stands out as a comprehensive crypto ecosystem rather than just an exchange. Its strengths lie in accessibility, security, and product diversity, making it ideal for beginners and long-term crypto users. While it may not be the cheapest or most advanced trading platform, it offers a balanced and reliable crypto experience for a broad audience.
FAQs
1. Is Crypto.com a regulated platform?
Crypto.com operates through multiple licensed and registered entities across different regions, including the EU, UK, and US. However, it is not a traditional regulated investment broker, and regulatory protection depends on the user’s country of residence.
2. Is Crypto.com safe to use in 2026?
Crypto.com is generally considered secure due to its use of cold storage, multi-signature wallets, two-factor authentication, and regular security audits. However, cryptocurrency platforms still carry inherent market and custodial risks.
3. What cryptocurrencies can I trade on Crypto.com?
Crypto.com supports hundreds of cryptocurrencies, including major coins like Bitcoin and Ethereum, a wide range of altcoins, stablecoins, and selected DeFi tokens.
4. Does Crypto.com charge high trading fees?
Trading fees on Crypto.com vary depending on whether you use the mobile app or the Crypto.com Exchange. The app typically has higher spreads, while the exchange offers lower, volume-based fees.
5. Is Crypto.com suitable for beginners?
Yes. Crypto.com is beginner-friendly, especially due to its intuitive mobile app, easy fiat onboarding, and integrated features such as buying, staking, and spending crypto in one platform.
