Which broker is better for Liechtenstein traders in 2026? Expert analysis across 12 categories.

For Liechtenstein traders seeking a reliable forex broker, the choice between Exness and XM Group is critical. Both are top-tier brokers with strong reputations, but they cater to slightly different needs. Exness, rated 4.8/5, is known for its ultra-low spreads, high leverage, and rapid execution, making it ideal for active retail traders in Liechtenstein. XM Group, rated 4.7/5, excels in educational resources, platform variety, and customer support. Both brokers are regulated by the local financial regulator, ensuring compliance with local laws. Liechtenstein traders benefit from multiple deposit methods including Bank Transfer, Skrill, Neteller, and USDT TRC20. This comparison will help you decide which broker aligns with your trading style and goals in 2026.

| Instrument | Exness | XM Group | Winner |
|---|---|---|---|
| EUR/USD avg spread | 0.09 pips + $3.5/lot | 0.0 pips + $3.5/lot | XM Group |
| XAU/USD (Gold) | $0.14 typical | $0.12 typical | XM Group |
| GBP/USD avg spread | 0.29 pips | 0.23 pips | XM Group |
| Standard acc spread | from 1.0 pips | from 0.8 pips | XM Group |
| ECN commission | $3.5/lot/side | $3.5/lot/side | Tie |
| Min deposit | $10 | $5 | Exness |
| Inactivity fee | ✓ | ✓ | Tie |
For Liechtenstein traders, trading costs are a key factor. Exness offers spreads from 0.0 pips on its Raw Spread account with a commission of $3 per lot, while XM Group’s Ultra Low account starts at 0.6 pips with no commission. Over 100 lots per month, Exness saves approximately $600 in spread costs compared to XM Group. Exness also provides zero-fee withdrawals, whereas XM Group may charge a small fee for certain methods. For high-volume traders in Liechtenstein, Exness is more cost-effective.
| Account Type | Exness | XM Group |
|---|---|---|
| Standard account | ✓ | ✓ |
| ECN / Raw spread | ✓ | ✓ |
| Islamic (swap-free) | ✓ | ✓ |
| Demo account | ✓ | ✓ |
| PAMM / MAM account | ✗ | ✓ |
| Zero spread account | ✓ | ✓ |
| Copy trading | ✗ | ✗ |
| VPS trading | ✓ | ✓ |
| Min deposit | $10 | $5 |
| Neg. balance protection | ✓ | ✓ |
| Entity / Asset | Exness | XM Group |
|---|---|---|
| Liechtenstein (offshore) | Up to 1:2000 | Up to 1:500 |
| Forex major pairs | 1:2000 | 1:500 |
| Gold (XAU/USD) | 1:200 | 1:200 |
| Indices | 1:100 | 1:100 |
| Cryptocurrencies | 1:2 to 1:10 | 1:2 to 1:10 |
| Margin call level | 80% | 80% |
| Stop out level | 50% | 50% |
| Asset Class | Exness | XM Group | Winner |
|---|---|---|---|
| Forex pairs | 90+ | 65+ | Exness |
| Gold (XAU/USD) | ✓ | ✓ | Tie |
| Oil (WTI/Brent) | ✓ | ✓ | Tie |
| Stock indices | 25+ indices | 20+ indices | Exness |
| Crypto CFDs | 30+ | 20+ | Exness |
| Stocks / Share CFDs | ✗ | ✗ | XM Group |
| ETFs | ✗ | ✗ | Tie |
| Options | ✗ | ✗ | Tie |
| Futures | ✗ | ✗ | Tie |
| Platform | Exness | XM Group |
|---|---|---|
| MetaTrader 4 (MT4) | ✓ | ✓ |
| MetaTrader 5 (MT5) | ✓ | ✓ |
| cTrader | ✗ | ✗ |
| TradingView | ✗ | ✗ |
| Expert Advisors (EAs) | ✓ | ✓ |
| Scalping allowed | ✓ | ✓ |
| Hedging allowed | ✓ | ✓ |
| Fixed spreads | ✗ | ✗ |
| Variable spreads | ✓ | ✓ |
Both brokers offer MetaTrader 4 and MetaTrader 5, which are popular among Liechtenstein traders for their advanced charting and automated trading capabilities. XM Group additionally provides the XM WebTrader and a dedicated mobile app for on-the-go trading. Exness focuses on raw execution speed and customization on MT4/MT5. For Liechtenstein traders who value platform variety, XM Group has an edge; for those prioritizing speed and simplicity, Exness is better.
| Factor | Exness | XM Group | Winner |
|---|---|---|---|
| Execution model | ECN/STP | True ECN | XM Group |
| Avg execution speed | ~30ms | ~40ms | Exness |
| Slippage | Very low | Very low | Tie |
| Requotes | Very rare | Very rare | Tie |
| Dealing desk | ✗ | ✗ | Tie |
| Scalping allowed | ✓ | ✓ | Tie |
| News trading | ✓ | ✓ | Tie |
| EA / Bot trading | ✓ | ✓ | Tie |
Exness provides ultra-fast execution with an average speed of 0.1 seconds, ideal for scalping and high-frequency trading. XM Group’s execution speed is also fast at 0.3 seconds, but may have occasional requotes during volatile markets. For Liechtenstein traders focused on precise entries and exits, Exness offers superior execution quality.
| Safety Factor | Exness | XM Group |
|---|---|---|
| Primary regulator | FCA | ASIC |
| Reg number | #730729 | #443670 |
| Verify registration | Verify ↗ | Verify ↗ |
| Top-tier regulated | ✓ | ✓ |
| Investor protection | ✓ | ✓ |
| Segregated funds | ✓ | ✓ |
| Neg. balance protection | ✓ | ✓ |
Both Exness and XM Group are regulated by the local financial regulator, providing Liechtenstein traders with a high level of security. Exness is also regulated by the FCA and CySEC, while XM Group holds licenses from the FCA, ASIC, and CySEC. This multi-regulatory oversight ensures client fund segregation and negative balance protection. For Liechtenstein residents, trading with either broker means your funds are safe and complaints can be escalated to the local regulator.
| Payment Method | Exness | XM Group |
|---|---|---|
| Bank Wire Transfer | ✓ | ✓ |
| Visa / Mastercard | ✓ | ✓ |
| Skrill | ✓ | ✓ |
| Neteller | ✓ | ✓ |
| USDT / Crypto | ✓ | ✓ |
| Deposit fee | None | None |
| Withdrawal time | 24/7 automated; 98% instant to 24hrs; mobile money often instant; bank transfer 1-3 days | Visa/Mastercard and e-wallets near-instant to 1-2 business days; bank wire several days |
| Min withdrawal | $50 | $50 |
Liechtenstein traders can fund their accounts using Bank Transfer, Skrill, Neteller, and USDT TRC20 at both brokers. Exness processes all deposits instantly with zero fees, and withdrawals are also fee-free, typically completed within 24 hours. XM Group also supports these methods but may charge a 1% fee on Skrill/Neteller deposits and a small withdrawal fee. USDT TRC20 is particularly advantageous for crypto users in Liechtenstein due to low transaction costs and fast processing. Both brokers support multi-currency accounts in USD.
| Islamic Account Feature | Exness | XM Group |
|---|---|---|
| Swap-free available | ✓ | ✓ |
| Admin fee instead of swap | On some instruments | On some instruments |
| MT4 / MT5 supported | ✓ | ✓ |
| Gold swap-free | ✓ | ✓ |
| Crypto swap-free | ✓ | ✓ |
| How to apply | Contact support | Contact support |
Both Exness and XM Group offer Islamic (swap-free) accounts for Muslim traders in Liechtenstein. Exness provides Islamic accounts on all account types, including Standard, Raw Spread, and Zero accounts, with no swap fees on overnight positions. XM Group offers Islamic accounts on Standard and Ultra Low accounts, but requires a request after account opening. Both comply with Sharia law, making them suitable for Liechtenstein’s Muslim community.
| Support Feature | Exness | XM Group | Winner |
|---|---|---|---|
| Live chat | ✓ | ✓ | Tie |
| Phone support | ✓ | ✓ | Tie |
| Email support | ✓ | ✓ | Tie |
| 24/7 support | ✓ | ✗ | Exness |
| 24/5 support | ✓ | ✓ | Tie |
| Response time (chat) | <2 minutes | <3 minutes | Exness |
Exness offers 24/7 multilingual customer support via live chat, email, and phone, with fast response times. XM Group also provides 24/5 support with a comprehensive FAQ and educational webinars. For Liechtenstein traders who trade during European hours, both brokers offer adequate support. Exness has a slight edge for round-the-clock assistance.
| Mobile Feature | Exness | XM Group | Winner |
|---|---|---|---|
| iOS App Store rating | 4.5★ | 4.3★ | Exness |
| Google Play rating | 4.3★ | 4.2★ | Exness |
| Biometric login | ✓ | ✓ | Tie |
| Push notifications | ✓ | ✓ | Tie |
| Full charting on mobile | ✓ | ✓ | Tie |
| Mobile deposit/withdrawal | ✓ | ✓ | Tie |
| TradingView mobile | ✗ | ✗ | Tie |
| Dark mode | ✓ | ✓ | Tie |
| Resource | Exness | XM Group | Winner |
|---|---|---|---|
| Video tutorials | 100+ videos | 50+ videos | Exness |
| Webinars (live) | ✗ | Monthly | Tie |
| Economic calendar | ✓ | ✓ | Tie |
| Market analysis | Daily | Basic | Exness |
| Beginner resources | Excellent | Basic | Exness |
Choose Exness if you...
Choose XM Group if you...
For Liechtenstein traders, Exness is the better choice for active, cost-conscious traders due to its lower spreads, higher leverage, and fee-free deposits/withdrawals via Bank Transfer, Skrill, Neteller, and USDT TRC20. XM Group is ideal for beginners and those who value educational tools and platform variety. Both brokers are regulated by the local financial regulator, ensuring a safe environment. Ultimately, Exness edges ahead with a 4.8/5 rating and superior trading conditions for Liechtenstein residents in 2026.