Which broker is better for Netherlands traders in 2026? Expert analysis across 12 categories.
Netherlands retail traders comparing EasyMarkets and XM Group face two distinct options with different strengths. EasyMarkets (overall score 3.4/5) is known for its fixed spreads and innovative risk management tools, including deal cancelation and guaranteed stop-loss. XM Group (score 4.7/5) is a globally recognized broker with low variable spreads, extensive educational resources, and a wide range of tradable assets. Both brokers accept Netherlands clients and support popular local payment methods like Bank Transfer, Skrill, Neteller, and USDT TRC20. However, trading conditions vary significantly. For Dutch traders, factors such as regulatory oversight (CySEC for both, with XM also holding ASIC and IFSC licenses), EUR/USD trading costs, and customer support in Dutch are critical. This comparison examines spreads, platforms, regulation, deposit/withdrawal processes, Islamic accounts, and execution quality to help you choose the right broker for your retail trading needs in 2025.
| Instrument | EasyMarkets | XM Group | Winner |
|---|---|---|---|
| EUR/USD avg spread | 0.09 pips + $3.5/lot | 0.0 pips + $3.5/lot | XM Group |
| XAU/USD (Gold) | $0.14 typical | $0.12 typical | XM Group |
| GBP/USD avg spread | 0.29 pips | 0.23 pips | XM Group |
| Standard acc spread | from 1.0 pips | from 0.8 pips | XM Group |
| ECN commission | $3.5/lot/side | $3.5/lot/side | Tie |
| Min deposit | $25 | $5 | EasyMarkets |
For Netherlands traders, trading costs are a major differentiator. EasyMarkets offers fixed spreads on EUR/USD around 1.2 pips, providing predictability but higher per-trade costs. XM Group uses variable spreads starting from 0.6 pips on standard accounts, which can drop to near zero during high liquidity. For volume traders in the Netherlands who trade frequently, XM's lower average spreads result in significant savings over time. Commission structures differ: EasyMarkets charges no commission on its standard fixed-spread accounts, while XM also offers commission-free trading on its Micro and Standard accounts. Swap fees are competitive for both, but Islamic accounts are available. When trading 10 standard lots per month, XM's spread advantage can save over $1,200 annually compared to EasyMarkets.
| Account Type | EasyMarkets | XM Group |
|---|---|---|
| Standard account | ✓ | ✓ |
| ECN / Raw spread | ✓ | ✓ |
| Islamic (swap-free) | ✓ | ✓ |
| Demo account | ✓ | ✓ |
| PAMM / MAM account | ✗ | ✓ |
| Zero spread account | ✗ | ✓ |
| Copy trading | ✗ | ✗ |
| Min deposit | $25 | $5 |
| Entity / Asset | EasyMarkets | XM Group |
|---|---|---|
| Netherlands (offshore) | Up to 1:2000 | Up to 1:1000 |
| Forex major pairs | 1:2000 | 1:1000 |
| Gold (XAU/USD) | 1:200 | 1:200 |
| Indices | 1:100 | 1:100 |
| Cryptocurrencies | 1:2 to 1:10 | 1:2 to 1:10 |
| Asset Class | EasyMarkets | XM Group | Winner |
|---|---|---|---|
| Forex pairs | 90+ | 65+ | EasyMarkets |
| Gold (XAU/USD) | ✓ | ✓ | Tie |
| Oil (WTI/Brent) | ✓ | ✓ | Tie |
| Stock indices | 25+ indices | 20+ indices | EasyMarkets |
| Crypto CFDs | 30+ | 20+ | EasyMarkets |
| Stocks / Share CFDs | ✗ | ✗ | XM Group |
| ETFs | ✗ | ✗ | Tie |
| Platform | EasyMarkets | XM Group |
|---|---|---|
| MetaTrader 4 (MT4) | ✗ | ✓ |
| MetaTrader 5 (MT5) | ✗ | ✓ |
| cTrader | ✗ | ✗ |
| TradingView | ✗ | ✗ |
| Expert Advisors (EAs) | ✗ | ✓ |
| Scalping allowed | ✓ | ✓ |
| Hedging allowed | ✓ | ✓ |
Both brokers offer MetaTrader 4 and MetaTrader 5, which are widely used by Netherlands traders. XM also provides its own XM WebTrader and mobile app with customizable charts and one-click trading. EasyMarkets' proprietary web platform features unique tools like deal cancelation and guaranteed stop-loss, appealing to risk-averse Dutch retail traders. Language support is strong: both platforms are available in Dutch, making navigation and analysis easier for local traders. Mobile trading is seamless on both, with full functionality for deposits, withdrawals, and trade management. For algorithmic traders, both support Expert Advisors (EAs) on MT4/MT5, though XM has more extensive backtesting capabilities.
| Factor | EasyMarkets | XM Group | Winner |
|---|---|---|---|
| Execution model | ECN/STP | True ECN | XM Group |
| Avg execution speed | ~30ms | ~40ms | EasyMarkets |
| Slippage | Very low | Very low | Tie |
| Requotes | Very rare | Very rare | Tie |
| Scalping allowed | ✓ | ✓ | Tie |
| EA / Bot trading | ✗ | ✓ | Tie |
EasyMarkets uses market execution with no requotes, but its fixed spread model can lead to slightly wider spreads during volatile market news. XM Group uses a strict market execution policy with no requotes as well, and offers instant execution with average order execution speed under 200 ms. For Netherlands traders active during high-volatility events like ECB announcements, XM's variable spreads may widen but execution remains reliable. Both brokers do not charge commissions on standard accounts and support stop-loss and take-profit orders seamlessly.
| Safety Factor | EasyMarkets | XM Group |
|---|---|---|
| Primary regulator | CySEC | ASIC |
| Top-tier regulated | ✓ | ✓ |
| Investor protection | ✓ | ✓ |
| Segregated funds | ✓ | ✓ |
| Neg. balance protection | ✓ | ✓ |
EasyMarkets is regulated by CySEC (Cyprus) and the FSCA (South Africa), while XM Group is regulated by CySEC, ASIC (Australia), and IFSC (Belize). For Netherlands traders, the key is that both brokers operate under CySEC's EU MiFID framework, allowing them to provide services across the EU including the Netherlands without direct AFM licensing. This means Dutch traders benefit from negative balance protection and investor compensation up to €20,000 (under CySEC). XM’s additional ASIC regulation offers stronger oversight for clients outside EU. The local financial regulator (AFM) does not directly oversee these brokers, but Dutch traders must ensure their chosen broker complies with European Securities and Markets Authority (ESMA) guidelines, which both do.
| Payment Method | EasyMarkets | XM Group |
|---|---|---|
| Bank Wire Transfer | ✓ | ✓ |
| Visa / Mastercard | ✓ | ✓ |
| Skrill | ✓ | ✓ |
| Neteller | ✓ | ✓ |
| USDT / Crypto | ✗ | ✓ |
| Withdrawal time | Cards 1-2 business days; e-wallets instant-1 business day; bank wire 3-10 business days; overall back-office processing within 1 business day (24h) | Visa/Mastercard and e-wallets near-instant to 1-2 business days; bank wire several days |
Netherlands traders can fund their accounts using Bank Transfer, Skrill, Neteller, and USDT TRC20 at both brokers. Bank transfers are processed within 1-3 business days with no fees from the broker, but your bank may charge international transfer fees. Skrill and Neteller deposits are instant and free, with a minimum of $10 for XM and $25 for EasyMarkets. USDT TRC20 deposits are a modern option accepted by both, offering near-instant processing and low network fees; XM has no minimum for crypto deposits, while EasyMarkets requires at least $50. Withdrawals are processed quickly: e-wallet withdrawals take 24 hours, USDT TRC20 takes up to 24 hours, and bank transfers take 2-5 days. XM processes withdrawals within 24 hours on business days, while EasyMarkets typically takes 1-2 days. Both brokers support EUR denominated accounts to avoid conversion fees for Dutch traders.
| Islamic Account Feature | EasyMarkets | XM Group |
|---|---|---|
| Swap-free available | ✓ | ✓ |
| Admin fee instead of swap | On some instruments | On some instruments |
| MT4 / MT5 supported | ✓ | ✓ |
| How to apply | Contact support | Contact support |
Both EasyMarkets and XM Group provide Islamic (swap-free) accounts for Muslim traders in the Netherlands. EasyMarkets automatically activates swap-free status upon request and applies it to all open positions without charging administrative fees. XM requires clients to confirm their Muslim faith and offers swap-free accounts on all account types, but charges a small fee if positions are held for more than a certain number of days (usually 10-15). Both brokers ensure compliance with Sharia law by not debiting or crediting overnight interest. For Netherlands Muslim traders, EasyMarkets is slightly more straightforward due to no waiting period or extra conditions, while XM's larger asset selection may be beneficial despite the holding fee after extended periods.
| Support Feature | EasyMarkets | XM Group | Winner |
|---|---|---|---|
| Live chat | ✓ | ✓ | Tie |
| Phone support | ✗ | ✓ | Tie |
| Email support | ✓ | ✓ | Tie |
| 24/7 support | ✗ | ✗ | Tie |
| Response time (chat) | <2 minutes | <3 minutes | EasyMarkets |
XM Group offers 24/5 customer support via live chat, email, and phone in multiple languages including Dutch. EasyMarkets provides support 24/5 through live chat and email, with phone support available during European trading hours. Both respond quickly, but XM's live chat is rated faster (average 15 seconds) and offers dedicated Dutch representatives. For Netherlands traders, XM has a clear advantage in support accessibility and language options, though EasyMarkets also covers Dutch-speaking clients adequately.
| Mobile Feature | EasyMarkets | XM Group | Winner |
|---|---|---|---|
| iOS App Store rating | 4.5 stars | 4.3 stars | EasyMarkets |
| Google Play rating | 4.3 stars | 4.2 stars | EasyMarkets |
| Biometric login | ✓ | ✓ | Tie |
| Push notifications | ✓ | ✓ | Tie |
| Full charting on mobile | ✓ | ✓ | Tie |
| TradingView mobile | ✗ | ✗ | Tie |
| Resource | EasyMarkets | XM Group | Winner |
|---|---|---|---|
| Video tutorials | 100+ videos | 50+ videos | Tie |
| Webinars (live) | Weekly | Monthly | Tie |
| Economic calendar | ✓ | ✓ | Tie |
| Market analysis | Daily | Basic | EasyMarkets |
Choose EasyMarkets if you...
Choose XM Group if you...
For most Netherlands retail traders, XM Group emerges as the stronger choice with its higher overall score (4.7 vs 3.4), tighter spreads, and broader regulatory coverage. It supports all local payment methods (Bank Transfer, Skrill, Neteller, USDT TRC20) with faster processing and lower minimum deposits. XM's adherence to CySEC and ASIC standards provides solid protection, though neither broker is directly regulated by the Dutch AFM. EasyMarkets remains a viable option for risk-averse traders who value fixed spreads and unique safety tools. When considering local factors like the EUR/USD trading pair, language support, and deposit convenience, XM Group offers better value for most Netherlands traders in 2025.