Which broker is better for Finland traders in 2026? Expert analysis across 12 categories.
For retail traders in Finland, choosing between EasyMarkets and Pepperstone can be a pivotal decision. Both brokers are well-established and accept Finnish clients, but they cater to slightly different needs. EasyMarkets (rated 3.4/5) is known for its straightforward, fixed-spread pricing and user-friendly web-based platform, making it a solid choice for beginners or those who prioritize simplicity. Pepperstone (rated 4.9/5), on the other hand, is a powerhouse for active traders with its ultra-low spreads on the Razor account, multiple platform choices (MT4, MT5, cTrader), and lightning-fast execution from data centers in London, New York, and Tokyo. Finland’s trading landscape — with a strong preference for forex and CFDs — benefits from Pepperstone’s depth, though EasyMarkets’ guaranteed stop-loss feature is a unique safety net. Local payment methods like Bank Transfer (SEPA), Skrill, Neteller, and even USDT TRC20 are supported by both, ensuring easy funding in euros or dollars. This comparison dives into spreads, regulation, platforms, and support to help you decide which broker aligns with your goals as a Finnish trader in 2025.
| Instrument | EasyMarkets | Pepperstone | Winner |
|---|---|---|---|
| EUR/USD avg spread | 0.09 pips + $3.5/lot | 0.0 pips + $3.5/lot | Pepperstone |
| XAU/USD (Gold) | $0.14 typical | $0.12 typical | Pepperstone |
| GBP/USD avg spread | 0.29 pips | 0.23 pips | Pepperstone |
| Standard acc spread | from 1.0 pips | from 0.8 pips | Pepperstone |
| ECN commission | $3.5/lot/side | $3.5/lot/side | Tie |
| Min deposit | $25 | $0 | Pepperstone |
For Finland traders, trading costs directly impact net returns. Pepperstone stands out with its Razor account, offering spreads from 0.0 pips on EUR/USD with a commission of $7 per round lot (€6.50 approx). This is ideal for scalpers and intraday traders who trade often. The Standard account has no commission but wider spreads. In contrast, EasyMarkets uses fixed spreads — typically 1.2 pips on EUR/USD — with no commission. While EasyMarkets’ costs are predictable, they become expensive for high-volume traders. Pepperstone’s variable spreads can also tighten further during liquid hours, which aligns with the Eurozone trading session favored by Finns. If you trade more than a few lots per week, Pepperstone’s model saves significant money over time.
| Account Type | EasyMarkets | Pepperstone |
|---|---|---|
| Standard account | ✓ | ✓ |
| ECN / Raw spread | ✓ | ✓ |
| Islamic (swap-free) | ✓ | ✓ |
| Demo account | ✓ | ✓ |
| PAMM / MAM account | ✗ | ✗ |
| Zero spread account | ✗ | ✓ |
| Copy trading | ✗ | ✗ |
| Min deposit | $25 | $0 |
| Entity / Asset | EasyMarkets | Pepperstone |
|---|---|---|
| Finland (offshore) | Up to 1:2000 | Up to 1:1000 |
| Forex major pairs | 1:2000 | 1:1000 |
| Gold (XAU/USD) | 1:200 | 1:200 |
| Indices | 1:100 | 1:100 |
| Cryptocurrencies | 1:2 to 1:10 | 1:2 to 1:10 |
| Asset Class | EasyMarkets | Pepperstone | Winner |
|---|---|---|---|
| Forex pairs | 90+ | 65+ | EasyMarkets |
| Gold (XAU/USD) | ✓ | ✓ | Tie |
| Oil (WTI/Brent) | ✓ | ✓ | Tie |
| Stock indices | 25+ indices | 20+ indices | EasyMarkets |
| Crypto CFDs | 30+ | 20+ | EasyMarkets |
| Stocks / Share CFDs | ✗ | ✗ | Pepperstone |
| ETFs | ✗ | ✗ | Tie |
| Platform | EasyMarkets | Pepperstone |
|---|---|---|
| MetaTrader 4 (MT4) | ✗ | ✓ |
| MetaTrader 5 (MT5) | ✗ | ✓ |
| cTrader | ✗ | ✓ |
| TradingView | ✗ | ✓ |
| Expert Advisors (EAs) | ✗ | ✓ |
| Scalping allowed | ✓ | ✓ |
| Hedging allowed | ✓ | ✓ |
Pepperstone gives Finland traders a choice between the industry-standard MetaTrader 4 and 5, plus the increasingly popular cTrader — all with full charting tools, EAs, and algorithmic trading capabilities. This versatility suits both manual and automated traders. EasyMarkets offers its proprietary web platform and mobile app, which are clean and easy to use but lack advanced features like depth of market or custom indicators. For Finnish traders who prefer a simple, reliable interface without the learning curve, EasyMarkets is fine. But for those who want to customise their trading with plugins, scripts, or high-frequency strategies, Pepperstone’s platform ecosystem is far superior.
| Factor | EasyMarkets | Pepperstone | Winner |
|---|---|---|---|
| Execution model | ECN/STP | True ECN | Pepperstone |
| Avg execution speed | ~30ms | ~40ms | EasyMarkets |
| Slippage | Very low | Very low | Tie |
| Requotes | Very rare | Very rare | Tie |
| Scalping allowed | ✓ | ✓ | Tie |
| EA / Bot trading | ✗ | ✓ | Tie |
Pepperstone excels with execution speeds averaging under 40ms using Equinix data centers in London, New York, and Tokyo, and it offers 100% straight-through processing (STP) with no dealing desk intervention. This means no requotes and minimal slippage — critical for Finland traders executing during the London open. EasyMarkets operates as a market maker on its proprietary platforms but provides a dealing desk that may intervene during volatile conditions. While EasyMarkets’ guaranteed stop-loss is a unique plus, execution quality overall leans heavily in Pepperstone’s favor for those who need speed and reliability.
| Safety Factor | EasyMarkets | Pepperstone |
|---|---|---|
| Primary regulator | CySEC | FCA |
| Top-tier regulated | ✓ | ✓ |
| Investor protection | ✓ | ✓ |
| Segregated funds | ✓ | ✓ |
| Neg. balance protection | ✓ | ✓ |
Pepperstone is regulated by the FCA (UK), ASIC (Australia), and CySEC (Cyprus), providing a high level of client protection under multiple jurisdictions. While it doesn’t have a direct local license from the Finnish Financial Supervisory Authority (FIN-FSA), it operates under EU passporting via its CySEC entity, ensuring compliance with MiFID II rules including negative balance protection and segregated client funds. EasyMarkets is regulated by CySEC and ASIC, also using the EU passport for Finnish clients. Both offer investor compensation schemes (up to €20,000 under CySEC’s ICF). For Finland traders, the key difference is that Pepperstone’s FCA regulation adds an extra layer of oversight, which may appeal to those prioritising security over everything else.
| Payment Method | EasyMarkets | Pepperstone |
|---|---|---|
| Bank Wire Transfer | ✓ | ✓ |
| Visa / Mastercard | ✓ | ✓ |
| Skrill | ✓ | ✓ |
| Neteller | ✓ | ✓ |
| USDT / Crypto | ✗ | ✓ |
| Withdrawal time | Cards 1-2 business days; e-wallets instant-1 business day; bank wire 3-10 business days; overall back-office processing within 1 business day (24h) | 24 hours to 5 business days if submitted before 07:00 AEST |
Finland traders can deposit and withdraw at both brokers using Bank Transfer (SEPA), Skrill, Neteller, and USDT TRC20 — all popular locally. At EasyMarkets, the minimum deposit is $100 with instant processing for e-wallets; bank transfers take 1-3 business days. Withdrawals are free and processed within 24 hours for e-wallets. Pepperstone requires a $200 minimum deposit using these methods, with same-day processing for e-wallets. Bank transfers may incur a small fee (around 1% for withdrawals). USDT TRC20 is supported by both and is a fast, low-cost method for crypto-savvy Finnish traders. Always use the same method for deposits and withdrawals to avoid delays. Both brokers ensure transparency with no hidden charges on transfers.
| Islamic Account Feature | EasyMarkets | Pepperstone |
|---|---|---|
| Swap-free available | ✓ | ✓ |
| Admin fee instead of swap | On some instruments | On some instruments |
| MT4 / MT5 supported | ✓ | ✓ |
| How to apply | Contact support | Contact support |
For Muslim traders in Finland who require Sharia-compliant accounts, both EasyMarkets and Pepperstone offer swap-free (Islamic) accounts. EasyMarkets provides these accounts upon request with no additional fees, and positions held overnight incur no interest. Pepperstone also offers Islamic accounts, but you must request them via customer support, and note that accounts inactive for 90 days may be charged a monthly inactivity fee. Both brokers ensure that all swaps are waived on FX, indices, and commodities. However, Pepperstone’s Islamic account may have limited availability on certain instruments, so it’s wise to confirm before opening. For Finnish Muslims, either broker works, but EasyMarkets’ no-fee policy is slightly more straightforward.
| Support Feature | EasyMarkets | Pepperstone | Winner |
|---|---|---|---|
| Live chat | ✓ | ✓ | Tie |
| Phone support | ✗ | ✓ | Tie |
| Email support | ✓ | ✓ | Tie |
| 24/7 support | ✗ | ✗ | Tie |
| Response time (chat) | <2 minutes | <3 minutes | EasyMarkets |
Both brokers offer 24/5 customer support via live chat, email, and phone. EasyMarkets provides support in English and a few other languages, but not Finnish specifically. Pepperstone also supports multiple languages via live chat but lacks Finnish. However, Pepperstone’s support team is known for faster response times (under 30 seconds on live chat) and more knowledgeable agents, especially for technical platform issues. Finland traders are well-served by both in English, but those who prefer Finnish may need to rely on email or find community forums.
| Mobile Feature | EasyMarkets | Pepperstone | Winner |
|---|---|---|---|
| iOS App Store rating | 4.5 stars | 4.3 stars | EasyMarkets |
| Google Play rating | 4.3 stars | 4.2 stars | EasyMarkets |
| Biometric login | ✓ | ✓ | Tie |
| Push notifications | ✓ | ✓ | Tie |
| Full charting on mobile | ✓ | ✓ | Tie |
| TradingView mobile | ✗ | ✓ | Pepperstone |
| Resource | EasyMarkets | Pepperstone | Winner |
|---|---|---|---|
| Video tutorials | 100+ videos | 50+ videos | Tie |
| Webinars (live) | Weekly | Monthly | Tie |
| Economic calendar | ✓ | ✓ | Tie |
| Market analysis | Daily | Basic | EasyMarkets |
Choose EasyMarkets if you...
Choose Pepperstone if you...
For most retail traders in Finland, Pepperstone emerges as the clear winner with a 4.9/5 rating, thanks to its low costs, platform choice, and exceptional execution. It suits everyone from scalpers to swing traders who demand efficiency. EasyMarkets, with a 3.4/5 rating, has its niche — beginners or risk-averse traders who appreciate fixed spreads, guaranteed stops, and a simple interface. Both accept local payment methods like Bank Transfer, Skrill, Neteller, and USDT TRC20, making funding easy in euros. Regulatory oversight from CySEC (for both) and FCA (for Pepperstone) ensures a safe environment under EU rules. Ultimately, if you trade frequently or in size, Pepperstone is superior; if you prefer simplicity and safety nets, EasyMarkets may suffice. Always test with a demo account first to see which fits your style.