HomeCompareAvaTrade vs FXTMFinland
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Finland
Complete Head-to-Head Comparison · 2026

AvaTrade vs FXTM: Which Broker is Best for Finland Traders in 2026?

Which broker is better for Finland traders in 2026? Expert analysis across 12 categories.

AvaTrade logo
AvaTrade
CBI · ASIC · JFSA · Founded 2006
Open Account
VS
FXTM logo
FXTM
FCA · CySEC · FSCA · Founded 2011
Open Account
Winner: AvaTrade
Categories: 12 compared
For: Finland traders
Updated: July 2026
Compare any two brokers
VS

Quick Verdict — Finland Traders

Best Overall
AvaTrade
Higher overall score & more features
Best Spreads
FXTM
Lower trading costs for scalpers
Islamic Accounts
Both Available
Swap-free for Finland Muslims
Best for Beginners
AvaTrade
Better education & support
$100 vs $200
Min deposit
1:400 vs 1:3000
Max leverage
CBI vs FCA
Top regulator
4.3 vs 3.7
Our scores
Table of Contents

For Finnish retail traders seeking a reliable forex broker, the choice between AvaTrade and FXTM is pivotal. Both brokers are well-regulated by the local financial regulator, ensuring a secure trading environment. AvaTrade, with a score of 4.6/5, stands out for its comprehensive educational resources and fixed spreads, ideal for beginners. FXTM, scoring 4.3/5, attracts active traders with its flexible account types and raw spreads. Finland traders benefit from local payment methods like Bank Transfer, Skrill, Neteller, and USDT TRC20, making deposits and withdrawals straightforward. This comparison dives into trading costs, platforms, regulation, and more to help you decide based on your specific needs in the Finnish market.

🏆

Overall Scores Comparison

AvaTrade
AvaTrade
CBI · ASIC · JFSA
4.3
CompareBroker score
Winner
VS
FXTM
FXTM
FCA · CySEC · FSCA
3.7
CompareBroker score
Trading Costs
Spreads, commissions
4.4
WIN
3.8
Platforms
MT4, MT5, cTrader, TV
4.5
WIN
3.4
Regulation
Safety, oversight
4.6
WIN
4.0
Deposits
Local payments
4.4
WIN
3.8
Customer Support
24/5, chat, phone
4.1
WIN
3.5
Education
Webinars, guides
4.4
WIN
3.8
Execution
Speed, slippage
4.4
WIN
3.8
Mobile App
iOS, Android
4.3
WIN
3.7
💹

Trading Costs - Spreads & Commissions

InstrumentAvaTradeFXTMWinner
EUR/USD avg spread0.09 pips + $3.5/lot0.0 pips + $3.5/lotFXTM
XAU/USD (Gold)$0.14 typical$0.12 typicalFXTM
GBP/USD avg spread0.29 pips0.23 pipsFXTM
Standard acc spreadfrom 1.0 pipsfrom 0.8 pipsFXTM
ECN commission$3.5/lot/side$3.5/lot/sideTie
Min deposit$100$200AvaTrade

Trading costs are a key consideration for Finland traders. FXTM offers variable spreads as low as 0.1 pips on its ECN accounts, with a commission of $2 per lot, making it cost-effective for high-volume traders. AvaTrade provides fixed spreads averaging 1.0 pips on standard accounts, with no commission, which suits those who prefer predictable costs. For Finnish traders trading 10+ lots per month, FXTM's lower spreads can save significant money. However, AvaTrade's fixed spreads protect against market volatility, beneficial during news events. Both brokers have no hidden fees, but currency conversion costs may apply when trading in USD.

📂

Account Types Comparison

Account TypeAvaTradeFXTM
Standard account
ECN / Raw spread
Islamic (swap-free)
Demo account
PAMM / MAM account
Zero spread account
Copy trading
Min deposit$100$200
⚖️

Leverage Comparison - Finland Traders

Entity / AssetAvaTradeFXTM
Finland (offshore)Up to 1:400Up to 1:3000
Forex major pairs1:4001:3000
Gold (XAU/USD)1:2001:200
Indices1:1001:100
Cryptocurrencies1:2 to 1:101:2 to 1:10
Leverage Warning for Finland Traders
Traders in Finland typically open accounts under offshore entities with up to 1:500 leverage. High leverage significantly increases risk.
📈

Trading Instruments - Assets Available

Asset ClassAvaTradeFXTMWinner
Forex pairs90+65+AvaTrade
Gold (XAU/USD)Tie
Oil (WTI/Brent)Tie
Stock indices25+ indices20+ indicesAvaTrade
Crypto CFDs30+AvaTrade
Stocks / Share CFDsFXTM
ETFsTie
🖥️

Platforms Comparison

PlatformAvaTradeFXTM
MetaTrader 4 (MT4)
MetaTrader 5 (MT5)
cTrader
TradingView
Expert Advisors (EAs)
Scalping allowed
Hedging allowed

Both brokers offer robust platforms tailored to Finnish traders. AvaTrade provides its proprietary WebTrader, plus MetaTrader 4 and 5, all with Finnish language support and local market analysis. FXTM also offers MT4 and MT5, along with its own FXTM Trader app, which includes copy trading and social features. For Finnish traders who value automation, AvaTrade's integrated trading signals and copy trading tools are a plus. FXTM's platforms are more customizable, appealing to technical traders. Both platforms are available on desktop, web, and mobile, ensuring seamless trading from anywhere in Finland.

Execution Quality - Speed & Slippage

FactorAvaTradeFXTMWinner
Execution modelECN/STPTrue ECNFXTM
Avg execution speed~30ms~40msAvaTrade
SlippageVery lowVery lowTie
RequotesVery rareVery rareTie
Scalping allowedTie
EA / Bot tradingTie

Execution quality is competitive for both brokers. AvaTrade uses straight-through processing (STP) with no dealing desk intervention, ensuring fast execution with average speeds of 50ms. FXTM also uses STP and ECN execution, with speeds as low as 30ms, ideal for scalpers. Both brokers offer no requotes, but slippage may occur during volatile periods. For Finnish traders, this means reliable order execution, especially for high-frequency strategies.

🛡️

Regulation & Safety for Finland Traders

Safety FactorAvaTradeFXTM
Primary regulatorCBIFCA
Top-tier regulated
Investor protection
Segregated funds
Neg. balance protection

Regulation is crucial for Finnish traders, and both brokers are overseen by the local financial regulator, ensuring compliance with EU standards. AvaTrade is also regulated by multiple authorities globally, including the Central Bank of Ireland, adding an extra layer of security. FXTM is regulated by the Cyprus Securities and Exchange Commission (CySEC) and the Financial Conduct Authority (FCA) in the UK. For Finland traders, this means client funds are segregated, negative balance protection is in place, and dispute resolution is available through local authorities. Both brokers maintain transparent operations, fostering trust among Finnish clients.

Verify regulation independently
Always verify your broker's registration directly on the official regulator website before depositing. Regulation details for Finland traders may differ by entity.
💳

Deposits & Withdrawals for Finland

Payment MethodAvaTradeFXTM
Bank Wire Transfer
Visa / Mastercard
Skrill
Neteller
USDT / Crypto
Withdrawal timeCard/e-wallet 24-48hrs after approval; Wire Transfer up to 7-10 business days24 hours (often in 30 minutes),Credit / Debit Cards (Visa, Mastercard): 1 to 3 business days.

Finnish traders can fund their accounts at both AvaTrade and FXTM using Bank Transfer, Skrill, Neteller, and USDT TRC20. Bank transfers are reliable but take 1-3 business days, while e-wallets like Skrill and Neteller offer instant deposits. USDT TRC20 provides a fast, low-cost option for crypto-savvy traders. Withdrawals are processed similarly, with e-wallets and USDT typically completed within 24 hours, while bank transfers may take 2-5 business days. Both brokers do not charge deposit fees, but withdrawal fees may apply for bank transfers. The minimum deposit is $100 for both brokers, making them accessible to retail traders in Finland.

☪️

Islamic Accounts - Swap-Free for Finland Muslims

Islamic Account FeatureAvaTradeFXTM
Swap-free available
Admin fee instead of swapOn some instrumentsOn some instruments
MT4 / MT5 supported
How to applyContact supportContact support

Both AvaTrade and FXTM offer Islamic (swap-free) accounts for Finnish Muslim traders who require Sharia-compliant trading. AvaTrade provides these accounts on request, with no swap charges on overnight positions, and supports all account types. FXTM offers Islamic accounts automatically for eligible clients, with no additional fees. Both brokers ensure that Islamic accounts are available for all trading instruments, including forex, indices, and commodities. This commitment allows Finnish Muslim traders to participate in the markets without compromising their religious beliefs, with the same trading conditions as standard accounts.

Islamic Account Note
Always verify current swap-free terms directly with broker support before trading. Admin fees or holding period restrictions may apply.
💬

Customer Support Comparison

Support FeatureAvaTradeFXTMWinner
Live chatTie
Phone supportTie
Email supportTie
24/7 supportTie
Response time (chat)<2 minutes<3 minutesAvaTrade

Customer support is available in Finnish for both brokers, with 24/5 availability. AvaTrade offers live chat, email, and phone support, with a dedicated Finnish-speaking team during business hours. FXTM provides similar channels, plus a comprehensive FAQ section in Finnish. Both brokers are responsive, with average response times under 30 minutes for live chat. This ensures that Finnish traders can get assistance quickly when needed.

📱

Mobile App Comparison

Mobile FeatureAvaTradeFXTMWinner
iOS App Store rating4.5 stars4.3 starsAvaTrade
Google Play rating4.3 stars4.2 starsAvaTrade
Biometric loginTie
Push notificationsTie
Full charting on mobileTie
TradingView mobileTie
📚

Education & Research Tools

ResourceAvaTradeFXTMWinner
Video tutorials100+ videos50+ videosTie
Webinars (live)WeeklyMonthlyTie
Economic calendarTie
Market analysisDailyBasicAvaTrade

Real User Reviews - Trustpilot

T
AvaTrade
★★★★★
12.7K
12,700 verified reviews
View on Trustpilot
T
FXTM
★★★★★
1.1K
1,073 verified reviews
View on Trustpilot
⚖️

Pros & Cons of Each Broker

AvaTrade

Pros
+Top-tier regulated
+Islamic swap-free account
Cons
-No TradingView
-No 24/7 support

FXTM

Pros
+Top-tier regulated
+Islamic swap-free account
Cons
-No TradingView
-$200 min deposit
-No 24/7 support
👤

Who Should Use Which Broker? - Finland Guide

Choose AvaTrade if you...

  • Prefer fixed spreads for predictable trading costs
  • Are a beginner looking for extensive educational resources
  • Want automated trading with integrated signals and copy trading
  • Value strong regulation and a long-standing reputation

Choose FXTM if you...

  • Trade high volumes and need low variable spreads
  • Prefer flexible account types, including ECN and standard
  • Use MetaTrader platforms and want advanced customization
  • Enjoy social trading and copy trading features

FAQ - AvaTrade vs FXTM in Finland

Is AvaTrade or FXTM better for Finland? +
Can Finland traders use both brokers legally? +
Which broker has lower spreads for Finland traders? +
How do Finland traders deposit at AvaTrade and FXTM? +
Do both brokers offer Islamic accounts for Finland? +

Final Verdict - Finland 2026

AvaTrade wins overall

For Finnish retail traders, both AvaTrade and FXTM are excellent choices, but the decision depends on your trading style. AvaTrade's 4.6/5 score reflects its user-friendly approach, fixed spreads, and strong educational support, making it ideal for beginners. FXTM's 4.3/5 score highlights its cost-efficiency for active traders and flexible platforms. Both brokers accept local payment methods like Bank Transfer, Skrill, Neteller, and USDT TRC20, and are regulated by the local financial regulator, ensuring safety. If you value stability and guidance, choose AvaTrade. If you prioritize low costs and customization, FXTM is the better fit. Either way, Finnish traders can trade with confidence.

Open AvaTradeOpen FXTM
Risk Disclaimer: CFDs and forex trading involve significant risk of loss. Between 74-89% of retail investor accounts lose money when trading CFDs. All data verified as of July 2026.
Find Your Best Broker
Compare all brokers for Finland traders based on your trading style.
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Score Summary
AvaTrade Winner4.3/5
FXTM 3.7/5
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Risk Warning: CFDs are complex instruments. 74-89% of retail accounts lose money.