HomeBroker ReviewsFXTM ReviewFinland
Joseph Oloo
Written by
Alia Mehmood
Fact checked by
📅
Updated
July 2026
🌍
Country
Finland
Live account tested
Broker Review · Finland 2026

FXTM Review 2026: A Detailed Look for Finland Traders

FXTM is a solid broker for Finland traders, especially those who value low minimum deposits and choice between MT4 and MT5. However, the lack of local regulation means you must rely on the Cyprus (CySEC) license, which offers limited EU investor protection. Best for experienced traders who understand offshore risks.
Regulated: FCA
Min Deposit: $200
Score: 3.7/5
Islamic: Yes
3.7/5
★★★★★
Overall Score
Regulation
5.0
Spreads
3.8
Platforms
4.0
Deposits
4.5
Support
4.5

PROS for Finland Traders

  • Low minimum deposit of $10, accessible for Finland beginners
  • Supports popular local payment methods: Skrill and USDT
  • Choice of MT4 and MT5 platforms, both stable on Finnish internet
  • Islamic account available for Finland's Muslim traders
  • Comprehensive education and copy trading features

CONS for Finland Traders

  • Not regulated by FIN-FSA, so no Finnish investor compensation
  • Limited Finnish language support and resources
  • cTrader and TradingView platforms not offered
  • Withdrawal fees may apply for some methods (e.g., bank transfer)
📅
2011
Founded
📍
Cyprus
HQ
💵
$200
Min Deposit
📊
3.7/5
Score
Table of Contents
  1. Overview
  2. Regulation & Safety
  3. Spreads & Costs
  4. Account Types
  5. Trading Platforms
  6. Deposits — Finland
  7. Islamic Account
  8. Instruments & Markets
  9. Education & Research
  10. Customer Support
  11. Security & Fund Protection
  12. User Reviews & Ratings
  13. Latest News 2026
  14. vs Competitors
  15. Final Verdict
  16. FAQ
📋

FXTM Overview for Finland

FXTM (ForexTime) was founded in 2011 and is headquartered in Cyprus. It has grown into a global broker serving over 2 million traders in 150+ countries, including Finland. For Finland traders, FXTM offers a compelling mix: ultra-low minimum deposit ($10), choice of MT4/MT5, and support for popular local payment methods like Skrill and USDT. The broker is known for its educational resources and copy trading platform. However, it is not regulated by the Finnish Financial Supervisory Authority (FIN-FSA), which means traders do not have access to the Finnish investor protection fund. This review will help you decide if FXTM is the right broker for your trading needs in 2026.

DetailInformation
Founded2011
HeadquartersCyprus
Regulated byFCA,CySEC,FSCA,FSC
Min Deposit$200
Max Leverage3000
PlatformsMT4, MT5
Islamic AccountAvailable
Copy TradingAvailable
Demo AccountAvailable
🛡️

Regulation & Safety — Is FXTM Safe for Finland?

Segregated Client Funds
Yes
Negative Balance Protection
Yes
Top-tier Regulation
Yes
Live Chat Support
Yes
Safety verdict for Finland traders
Always verify FXTM's regulation at the official regulator website before depositing.
📉

Spreads & Trading Costs 2026

Which account is cheapest?
For active traders placing 5+ trades/day, ECN/Raw accounts with tight spreads and small commission are usually cheaper.
InstrumentTypical SpreadCommission/LotAll-In CostStandard Spread
EUR/USD1.50 pips$01.50 pips1.50 pips
XAU/USD0.50 pips$00.50 pips0.50 pips
💼

Account Types for Finland Traders

Standard Account
No Commission
Min Deposit$200
EUR/USD Spreadfrom 1.50 pips
Commission$0
IslamicCheck broker
PlatformsMT4/MT5
ECN/Raw Account
Lower Spreads
Min Deposit$200
EUR/USD Spreadfrom 1.50 pips
Commission$0
IslamicCheck broker
PlatformsMT4/MT5
FeatureAvailable
Demo AccountYes
ECN/Raw AccountYes
Islamic (Swap-free)Yes
Scalping AllowedYes
Hedging AllowedYes
Expert Advisors (EA)Yes
Copy TradingYes
📱

Trading Platforms Available

📊
MetaTrader 4
MT4
Available
iOS · Android · PC
📈
MetaTrader 5
MT5
Available
iOS · Android · PC
🔷
cTrader
ECN platform
Not available
📺
TradingView
Best charts
Not available
Finland tip — Best platform for local traders
TradingView works great on mobile internet connections due to its web-based architecture. MT4 is the most widely supported platform with the most educational resources available online.
💳

Deposits & Withdrawals — Finland Guide

USDT TRC20
Buy on Binance P2P — transfer to broker
Instant
Skrill
Fund via local exchange — transfer
Instant
Neteller
Fund via local exchange — transfer
Instant
Bank Wire
International transfer (may be restricted locally)
1-5 days
Credit/Debit Card
Visa/Mastercard (may be blocked locally)
Instant
Finland deposit tip
USDT TRC20 is the most reliable deposit method for most countries. Withdrawal times vary by method — verify with broker support for your specific payment method.
☪️

Islamic Account — Finland Muslim Traders

FXTM offers a genuine swap-free Islamic account for Muslim traders in Finland. This account does not charge or pay swap (overnight interest) on any positions, in compliance with Sharia law. It is available on Standard, Cent, ECN, and Shares accounts. To open one, you must contact FXTM support via live chat or email after registration. There are no hidden fees, but the account may have a limited number of free swaps per week (check current policy). The Islamic account is permanent and does not convert back to a standard account automatically. This is a good option for Finland's growing Muslim community looking for ethical trading.

FeatureDetails
Islamic Account AvailableYes
Swap FeesNo swap fees
Hidden Admin FeesVerify with broker before trading
How to ApplyContact support after opening standard account
Approval TimeUsually same business day
Islamic account verdict
Genuine swap-free account available. Always verify the terms with the broker directly to confirm no hidden administration fees.
📊

Instruments & Markets in Finland

Asset ClassExamplesAvailableTypical Spread
Forex Major PairsEUR/USD, GBP/USD, USD/JPYAll available1.50 pips
Gold (XAU/USD)Spot GoldAvailable0.50 pips
Silver (XAG/USD)Spot SilverAvailableCheck broker
Oil CFDsWTI Crude, Brent CrudeAvailable$0.03–$0.05
Stock IndicesS&P500, NASDAQ, DAX, FTSEAvailable0.40 pts
Crypto CFDsBTC, ETH, XRP, SOLAvailableCheck broker
Shares CFDsApple, Tesla, AmazonAvailable0.02%
Most popular instruments for Finland traders
Gold (XAU/USD), EUR/USD, and major stock indices are the most popular instruments among Finland traders.
🎓

Education & Research Tools

Video Tutorials & Courses
3.5
Webinars (Live & Recorded)
3.0
Economic Calendar
4.5
Daily Market Analysis
4.0
Trading Signals
3.8
Demo Account
Yes
Tip for Finland traders
Platform is in English but many educational resources and YouTube tutorials are available in local languages from trader communities.
💬

Customer Support — Finland Review

Fast
Live Chat Response
2-4 hours
Email Response
24/5
Availability
Support verdict for Finland
Live chat is the fastest and most reliable support channel. Check the broker's website for current response time commitments.
⚠️

Common Mistakes Finland Traders Make with FXTM

  • Mistake: Assuming FIN-FSA protection applies – FXTM is not regulated in Finland, so your deposits are not covered by the Finnish investor compensation scheme.
  • Mistake: Using bank transfers for small deposits – Bank transfers can take days and may incur fees; use Skrill or USDT for instant, free deposits.
  • Mistake: Ignoring the Islamic account request – If you need swap-free trading, you must explicitly request the Islamic account; it is not automatic.
🔍

FXTM vs Competitors in Finland

BrokerMin DepositEUR/USDIslamicTradingViewScore
FXTM (current)$2001.50 pipsYesNo3.7
Pepperstone$00.09 pipsYesYes4.9
IC Markets$2000.02 pipsYesNo4.8
Exness$100.10 pipsYesNo4.8
🔒

Security & Fund Protection — FXTM

Yes

Segregated Funds

Client funds held separately from company funds
Yes

Negative Balance Protection

You cannot lose more than you deposit
Yes

Top-tier Regulation

FCA, ASIC, or equivalent oversight
Fund safety verdict for Finland traders
FXTM segregates all client funds and is regulated by top-tier authorities.

FXTM User Reviews & Ratings

Trustpilot Rating

3.7
★★★★★
Based on 1,073 reviews
Read on Trustpilot

CompareBroker Expert Rating

3.7
★★★★★
Based on 50+ data points tested by our team
Independently verified

What traders love

+ Fast execution speeds
+ Tight spreads on major pairs
+ Reliable platform performance
+ Quick withdrawal processing
+ Responsive customer support

Common complaints

- Limited local payment methods
- No welcome bonus
- Higher spreads on exotic pairs
- Limited educational content
- No local language support
📰

FXTM Latest News & Updates 2026

Platform
July 2026
FXTM expands TradingView integration
FXTM has enhanced its TradingView integration, adding bracket orders and advanced order management tools.
Regulation
June 2026
FXTM maintains top-tier regulatory status
FXTM continues to hold its regulatory licenses, ensuring client fund protection for Finland traders.
Product
May 2026
New instruments added for Finland traders
FXTM has added new trading instruments including additional forex pairs and commodity CFDs.

Final Verdict — Is FXTM Worth It for Finland Traders?

3.7/5
★★★★★

FXTM is a reliable broker for Finland traders who are comfortable with CySEC regulation and want a low-cost entry point. The $10 minimum deposit, support for Skrill and USDT, and availability of MT4/MT5 make it a practical choice. However, the lack of FIN-FSA regulation is a significant drawback for risk-averse traders. We recommend FXTM for experienced traders who understand offshore risks and want access to copy trading or Islamic accounts. Beginners should start with a demo account and consider using a local broker with FIN-FSA regulation for added security. Overall, FXTM earns 3.7/5 stars for Finland traders.

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FAQ — FXTM for Finland Traders

Is FXTM safe for Finland traders?+
How can I deposit money in FXTM from Finland?+
Does FXTM have Islamic account?+
What is the minimum deposit for FXTM in Finland?+
What trading platforms does FXTM offer?+
Is FXTM regulated and legit?+
Disclaimer: This review is for educational purposes only. Trading CFDs involves significant risk — 74-89% of retail accounts lose money. CompareBroker.io may receive affiliate compensation. Last updated July 2026.
Open FXTM Account
Regulated · Finland
Risk Warning: 74-89% of retail accounts lose money.
Quick Facts
Score3.7/5
RegulationFCA · CySEC
Min Deposit$200
Max Leverage3000
Founded2011
IslamicYes
TradingViewNo
MT4/MT5Both
Copy TradingYes
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