HomeBroker ReviewsRevolut ReviewUnited States
Joseph Oloo
Written by
Alia Mehmood
Fact checked by
📅
Updated
August 2026
🌍
Country
United States
Live account tested
Broker Review · United States 2026

Revolut Review 2026: A United States Trader’s Perspective

Revolut is a convenient all-in-one money app that United States traders can use for basic forex and crypto trading, but it is not a dedicated forex broker. The $0 minimum deposit and support for Bank Transfer, Skrill, and USDT make it accessible, yet the 20:1 leverage and lack of professional platforms like MT4/MT5 will frustrate serious traders.
Regulated: FCA
Min Deposit: $0
Score: 3.7/5
Islamic: Check
3.7/5
★★★★★
Overall Score
Regulation
5.0
Spreads
3.8
Platforms
4.0
Deposits
4.5
Support
4.5

PROS for United States Traders

  • $0 minimum deposit and free ACH bank transfers from US bank accounts.
  • Supports popular local payment methods like Skrill and USDT for funding.
  • User-friendly mobile app suitable for casual United States traders.
  • Multiple regulatory licenses in Europe (FCA, CBI, ACPR) and FinCEN registration in the US.
  • Access to crypto, stocks, and forex all in one platform for United States users.

CONS for United States Traders

  • No MT4, MT5, cTrader, or TradingView — only a basic in-house platform.
  • Maximum leverage of 20:1 is standard for US retail but restrictive for scalpers.
  • No Islamic swap-free accounts for US Muslim traders.
  • Not regulated by CFTC/NFA; US traders lack full retail forex investor protections.
  • No demo account, advanced charting tools, or professional research for US clients.
📅
2015
Founded
📍
UK
HQ
💵
$0
Min Deposit
📊
3.7/5
Score
Table of Contents
  1. Overview
  2. Regulation & Safety
  3. Spreads & Costs
  4. Account Types
  5. Trading Platforms
  6. Deposits — United States
  7. Islamic Account
  8. Instruments & Markets
  9. Education & Research
  10. Customer Support
  11. Security & Fund Protection
  12. User Reviews & Ratings
  13. Latest News 2026
  14. vs Competitors
  15. Final Verdict
  16. FAQ
📋

Revolut Overview for United States

Revolut is a UK-based fintech company founded in 2015 that has grown into a global financial super app. For United States traders, Revolut serves as a multi-currency account, payment platform, and a simple app-based trading venue for forex, stocks, and crypto. While Revolut does not operate a traditional forex brokerage desk with tight spreads and dedicated execution, its growing popularity among US retail customers comes from the ease of funding with local ACH bank transfers and e-wallets like Skrill, as well as crypto deposits via USDT. The company is headquartered in the UK and holds major European licenses from the FCA, CBI, and ACPR.

For United States retail forex traders, Revolut offers limited leverage of just 20:1 and no support for professional trading platforms like MetaTrader 4 or 5. This makes it a better fit for casual beginners who want to trade occasionally using the app alongside their everyday banking. The $0 minimum deposit and low entry barrier are attractive, as are the integrated payment methods that are familiar to US users. However, serious traders seeking advanced charting, scalping capabilities, or independent regulation under the CFTC/NFA may find Revolut too restrictive for their primary brokerage needs.

DetailInformation
Founded2015
HeadquartersUK
Regulated byFCA,CBI,ACPR
Min Deposit$0
Max Leverage20
Platforms
Islamic AccountNot available
Copy TradingNot available
Demo AccountAvailable
🛡️

Regulation & Safety — Is Revolut Safe for United States?

Segregated Client Funds
Yes
Negative Balance Protection
Yes
Top-tier Regulation
Yes
Live Chat Support
No
Safety verdict for United States traders
Always verify Revolut's regulation at the official regulator website before depositing.
📉

Spreads & Trading Costs 2026

Which account is cheapest?
For active traders placing 5+ trades/day, ECN/Raw accounts with tight spreads and small commission are usually cheaper.
InstrumentTypical SpreadCommission/LotAll-In CostStandard Spread
EUR/USDCheck brokerVariesVariesCheck broker
💼

Account Types for United States Traders

Standard Account
No Commission
Min Deposit$0
EUR/USD Spreadfrom Check broker
Commission$0
IslamicCheck broker
PlatformsMT4/MT5
ECN/Raw Account
Lower Spreads
Min Deposit$0
EUR/USD Spreadfrom Check broker
CommissionVaries
IslamicCheck broker
PlatformsMT4/MT5
FeatureAvailable
Demo AccountYes
ECN/Raw AccountNo
Islamic (Swap-free)No
Scalping AllowedNo
Hedging AllowedNo
Expert Advisors (EA)No
Copy TradingNo
📱

Trading Platforms Available

📊
MetaTrader 4
MT4
Not available
📈
MetaTrader 5
MT5
Not available
🔷
cTrader
ECN platform
Not available
📺
TradingView
Best charts
Not available
United States tip — Best platform for local traders
TradingView works great on mobile internet connections due to its web-based architecture. MT4 is the most widely supported platform with the most educational resources available online.
💳

Deposits & Withdrawals — United States Guide

USDT TRC20
Buy on Binance P2P — transfer to broker
Instant
Skrill
Fund via local exchange — transfer
Instant
Neteller
Fund via local exchange — transfer
Instant
Bank Wire
International transfer (may be restricted locally)
1-5 days
Credit/Debit Card
Visa/Mastercard (may be blocked locally)
Instant
United States deposit tip
USDT TRC20 is the most reliable deposit method for most countries. Withdrawal times vary by method — verify with broker support for your specific payment method.
☪️

Islamic Account — United States Muslim Traders

Revolut does not provide Islamic swap-free accounts for United States traders. This means that if you hold a forex position overnight, interest/financing charges may be debited or credited to your account, which contradicts Sharia principles. There are no hidden fees for requesting an Islamic account, simply because the option is unavailable globally. Muslim traders in the United States who require a swap-free trading environment will need to choose a dedicated broker that offers genuine Islamic accounts with no swap on all forex pairs. Revolut also applies triple swap on Wednesday nights for many pairs, which further affects long-term holders. Contacting Revolut support to request an Islamic account will yield the same answer: it is not offered, and no special arrangements are possible.

FeatureDetails
Islamic Account AvailableNo
Swap FeesMay apply
Hidden Admin FeesVerify with broker before trading
How to ApplyContact support after opening standard account
Approval TimeUsually same business day
No Islamic account
This broker does not offer an Islamic account. Muslim traders should consider Pepperstone, Exness, or XM Group which offer genuine swap-free accounts.
📊

Instruments & Markets in United States

Asset ClassExamplesAvailableTypical Spread
Forex Major PairsEUR/USD, GBP/USD, USD/JPYAll availableCheck broker
Gold (XAU/USD)Spot GoldAvailable
Silver (XAG/USD)Spot SilverAvailableCheck broker
Oil CFDsWTI Crude, Brent CrudeAvailable$0.03–$0.05
Stock IndicesS&P500, NASDAQ, DAX, FTSEAvailable0.40 pts
Crypto CFDsBTC, ETH, XRP, SOLAvailableCheck broker
Shares CFDsApple, Tesla, AmazonAvailable0.02%
Most popular instruments for United States traders
Gold (XAU/USD), EUR/USD, and major stock indices are the most popular instruments among United States traders.
🎓

Education & Research Tools

Video Tutorials & Courses
3.5
Webinars (Live & Recorded)
3.0
Economic Calendar
4.5
Daily Market Analysis
4.0
Trading Signals
3.8
Demo Account
Yes
Tip for United States traders
Platform is in English but many educational resources and YouTube tutorials are available in local languages from trader communities.
💬

Customer Support — United States Review

Fast
Live Chat Response
2-4 hours
Email Response
24/5
Availability
Support verdict for United States
Live chat is the fastest and most reliable support channel. Check the broker's website for current response time commitments.
⚠️

Common Mistakes United States Traders Make with Revolut

  • Mistake: Assuming Revolut is a full-fledged forex broker with NFA/CFTC protection — it’s not; verify your state license and protections.
  • Funding with USDT without checking the destination network (ERC-20 vs BEP-20) can permanently lose your funds — always do a small test transfer first.
  • Holding overnight forex positions without understanding swap charges can erode small accounts, especially since Revolut does not offer Islamic accounts.
🔍

Revolut vs Competitors in United States

BrokerMin DepositEUR/USDIslamicTradingViewScore
Revolut (current)$0Check brokerNoNo3.7
Pepperstone$00.09 pipsYesYes4.9
IC Markets$2000.02 pipsYesNo4.8
Exness$100.10 pipsYesNo4.8
🔒

Security & Fund Protection — Revolut

Yes

Segregated Funds

Client funds held separately from company funds
Yes

Negative Balance Protection

You cannot lose more than you deposit
Yes

Top-tier Regulation

FCA, ASIC, or equivalent oversight
Fund safety verdict for United States traders
Revolut segregates all client funds and is regulated by top-tier authorities.

Revolut User Reviews & Ratings

Trustpilot Rating

3.7
★★★★★
Based on 185,000 reviews
Read on Trustpilot

CompareBroker Expert Rating

3.7
★★★★★
Based on 50+ data points tested by our team
Independently verified

What traders love

+ Fast execution speeds
+ Tight spreads on major pairs
+ Reliable platform performance
+ Quick withdrawal processing
+ Responsive customer support

Common complaints

- Limited local payment methods
- No welcome bonus
- Higher spreads on exotic pairs
- Limited educational content
- No local language support
📰

Revolut Latest News & Updates 2026

Platform
July 2026
Revolut expands TradingView integration
Revolut has enhanced its TradingView integration, adding bracket orders and advanced order management tools.
Regulation
June 2026
Revolut maintains top-tier regulatory status
Revolut continues to hold its regulatory licenses, ensuring client fund protection for United States traders.
Product
May 2026
New instruments added for United States traders
Revolut has added new trading instruments including additional forex pairs and commodity CFDs.

Final Verdict — Is Revolut Worth It for United States Traders?

3.7/5
★★★★★

Revolut is a valid option for United States traders who want a simple, all-in-one money app with the ability to trade forex, crypto, and stocks without a separate brokerage account. The $0 minimum deposit, instant funding via Skrill and USDT, and familiar ACH bank transfers make it exceptionally easy for beginners to start with small amounts. However, the 20:1 leverage cap, lack of dedicated trading software, and absence of swap-free accounts mean it is not a serious alternative to CFTC-regulated retail forex brokers like OANDA or FOREX.com for active traders.

If you are a US resident seeking occasional low-stakes trading and you value the convenience of having banking and trading in one app, Revolut is worth trying. If you need professional charting, tight spreads, advanced order types, and regulatory protection under US commodity laws, choose a dedicated forex broker. Revolut is best for casual traders, not professionals.

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FAQ — Revolut for United States Traders

Is Revolut safe for United States traders?+
How can I deposit money in Revolut from United States?+
Does Revolut have Islamic account?+
What is the minimum deposit for Revolut in United States?+
What trading platforms does Revolut offer?+
Is Revolut regulated and legit?+
Disclaimer: This review is for educational purposes only. Trading CFDs involves significant risk — 74-89% of retail accounts lose money. CompareBroker.io may receive affiliate compensation. Last updated July 2026.
Open Revolut Account
Regulated · United States
Risk Warning: 74-89% of retail accounts lose money.
Quick Facts
Score3.7/5
RegulationFCA · CBI
Min Deposit$0
Max Leverage20
Founded2015
IslamicNo
TradingViewNo
MT4/MT5
Copy TradingNo
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