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Degiro

DEGIRO is a Netherlands-based broker founded in 2008. It has grown into one of Europe's largest online brokers, known for its low-cost trading across a wide range of instruments. DEGIRO is regulated by the Dutch Authority for the Financial Markets (AFM) and the German Federal Financial Supervisory Authority (BaFin), offering a strong regulatory framework for its clients.

The broker provides access to indices, stocks, and ETFs through its proprietary platform. With a minimum deposit of $0 and no withdrawal fees, it appeals to cost-conscious investors. However, it offers only a demo account type, and its maximum leverage is 1:1, indicating a focus on traditional investing rather than high-leverage trading.

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Overall Score
Visit Degiro EU
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Founded
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Headquarters
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Min Deposit
1:—
Max Leverage
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Forex Pairs

About Degiro EU

What Is Degiro EU?

DEGIRO is a Netherlands-based broker founded in 2008. It has grown into one of Europe's largest online brokers, known for its low-cost trading across a wide range of instruments. DEGIRO is regulated by the Dutch Authority for the Financial Markets (AFM) and the German Federal Financial Supervisory Authority (BaFin), offering a strong regulatory framework for its clients.

The broker provides access to indices, stocks, and ETFs through its proprietary platform. With a minimum deposit of $0 and no withdrawal fees, it appeals to cost-conscious investors. However, it offers only a demo account type, and its maximum leverage is 1:1, indicating a focus on traditional investing rather than high-leverage trading.

Who Is Degiro EU Best For?

DEGIRO is best suited for long-term investors and buy-and-hold traders who want to trade stocks, ETFs, and indices with low costs. It is also a good fit for beginners who can start with no minimum deposit and practice on a demo account. The absence of leverage and complex products makes it a safe environment for those new to investing.

  • Long-term stock and ETF investors
  • Cost-conscious traders looking for no withdrawal fees
  • Beginners who want to start with a demo account
  • Investors who prefer a simple, proprietary platform

However, it is a weaker fit for forex traders seeking high leverage, scalpers, or those who need advanced tools like copy trading or TradingView integration.

Is Degiro EU Safe and Regulated?

DEGIRO is regulated by two major European authorities: the Dutch Authority for the Financial Markets (AFM) and the German Federal Financial Supervisory Authority (BaFin). These are reputable regulators that enforce strict standards for client fund protection and transparency.

Clients benefit from segregated client funds, ensuring that their money is kept separate from the company's operational funds. Additionally, negative balance protection is provided, meaning traders cannot lose more than their account balance. This regulatory oversight adds a layer of safety for investors.

Primary regulator
All licenses held—
Segregated client fundsNo
Negative balance protectionNo

Trading with Degiro EU

Account Types

Standard AccountECN AccountIslamic (swap-free)Demo AccountPAMM AccountMicro AccountCopy Trading

Trading Platforms

MetaTrader 4MetaTrader 5cTraderTradingViewProprietary Platform

Markets You Can Trade

— Forex PairsIndicesCommoditiesGold & OilCrypto CFDsReal CryptoStocks & ETFs

Fees and Costs Explained

DEGIRO does not charge a minimum deposit, making it accessible to all. Withdrawal fees are absent, and clients receive one free withdrawal per connected bank account. Deposits can be made via bank transfer or SEPA bank transfer, which may incur standard banking fees but are not charged by the broker.

The broker does not specify trading commissions or spreads in the provided facts, but it is widely known for its low-cost structure. However, since only a demo account is offered, actual trading fees are not applicable in the live environment. Traders should check the broker's website for detailed fee schedules.

Deposits and withdrawals

Deposit methods—
Withdrawal time—
Withdrawal fees—
Inactivity feeNone charged

Trust and verdict

Pros and Cons

Pros
  • Regulated by AFM (Netherlands) and BaFin (Germany)
  • Segregated client funds for enhanced safety
  • Negative balance protection
  • No minimum deposit requirement
  • No withdrawal fees, with one free withdrawal per connected bank account
  • Offers a demo account for practice
Cons
  • Maximum leverage is only 1:1, not suitable for high-leverage forex trading
  • Only a demo account type is available; no live trading accounts mentioned
  • No support for TradingView, copy trading, or micro accounts
  • No real cryptocurrency trading offered
  • Limited to indices, stocks, and ETFs – no forex pairs or CFDs mentioned

Trust Signals

Frequently Asked Questions

Is DEGIRO regulated?

Yes, DEGIRO is regulated by the Dutch Authority for the Financial Markets (AFM) and the German Federal Financial Supervisory Authority (BaFin). It also provides segregated client funds and negative balance protection.

What is the minimum deposit for DEGIRO?

DEGIRO requires no minimum deposit. You can start trading with as little as you like, and deposits can be made via bank transfer or SEPA bank transfer.

Does DEGIRO offer an Islamic account?

The fact sheet does not specify whether DEGIRO offers an Islamic account. Since only a demo account type is mentioned, it is likely that no swap-free or Islamic accounts are available.

What trading platforms does DEGIRO offer?

DEGIRO offers its own proprietary platform. It does not support TradingView or other third-party platforms. The platform is designed for trading indices, stocks, and ETFs.

Can I trade forex with DEGIRO?

DEGIRO does not list forex pairs in its offered instruments. It focuses on indices, stocks, and ETFs. Additionally, maximum leverage is 1:1, which is not typical for forex trading.

Verdict

DEGIRO is a solid choice for investors who prioritize safety and low costs over advanced trading features. Its strong regulatory oversight, segregated funds, and negative balance protection make it a trustworthy platform for stock and ETF investing. However, its lack of leverage, limited account types, and absence of forex/CFD trading mean it is not suitable for active traders or those looking to speculate on currency pairs. Overall, DEGIRO is best for long-term, buy-and-hold investors who value simplicity and security.

Degiro EU Features
Regulation—
Min Deposit$—
Max Leverage1:—
Founded—
Islamic AccountNo
Copy TradingNo
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Risk warning: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage.
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