XM Group vs AvaTrade (2026): Which Broker Suits North Macedonia Traders Best?

When comparing trading costs for North Macedonia traders, XM Group holds an edge with lower average spreads on major forex pairs. For example, the EUR/USD spread on XM’s Standard account starts from 0.6 pips, while AvaTrade’s standard account averages 0.9 pips. Over 100 trades per month, this difference can save you several dollars in costs. XM also offers zero commissions on standard accounts, whereas AvaTrade has no commissions but slightly wider spreads. For high-volume traders in North Macedonia, XM Group’s cost structure is more favorable. AvaTrade compensates with fixed spreads on some accounts, which can be beneficial during volatile markets.

Both brokers offer MetaTrader 4 (MT4) and MetaTrader 5 (MT5), which are popular among North Macedonia traders for their advanced charting and automated trading capabilities. XM Group also provides its own XM WebTrader for browser-based trading. AvaTrade adds AvaTradeGO, a mobile app designed for ease of use, plus access to social trading platforms like ZuluTrade and DupliTrade. For traders in North Macedonia who prefer a simple, mobile-friendly experience, AvaTrade’s offerings may be more appealing. XM Group, however, excels in customization and third-party integration.

Both brokers offer fast execution with minimal slippage. XM Group uses a No Dealing Desk (NDD) model for most accounts, ensuring direct market access and average execution speeds under 0.5 seconds. AvaTrade uses a combination of NDD and market maker execution, which can result in slightly slower speeds during high volatility. For scalpers and day traders in North Macedonia, XM Group provides a more reliable execution environment.

Both XM Group and AvaTrade are regulated by top-tier authorities like the CySEC (Cyprus) and FSCA (South Africa), ensuring client fund segregation and negative balance protection. For North Macedonia traders, this means your funds are held in separate accounts and you cannot lose more than your deposit. The local financial regulator does not directly oversee these brokers, but their international licenses provide a high level of security. XM Group also adheres to ASIC (Australia) regulations, while AvaTrade is regulated by the Central Bank of Ireland. This multi-jurisdictional oversight gives North Macedonia traders peace of mind.

Depositing and withdrawing funds is straightforward for North Macedonia traders at both brokers. XM Group supports Bank Transfer, Skrill, Neteller, and USDT TRC20, with most deposits processed instantly and no fees from the broker. Withdrawals are typically processed within 24 hours for e-wallets and crypto, while bank transfers may take 1-3 business days. AvaTrade also accepts these methods, including USDT TRC20, but charges a small withdrawal fee after the first free withdrawal per month. XM Group offers more flexibility with higher withdrawal limits and faster processing for e-wallets. Both brokers allow deposits in USD, which is convenient for North Macedonia traders avoiding currency conversion costs.

For Muslim traders in North Macedonia, both XM Group and AvaTrade offer Islamic (swap-free) accounts that comply with Sharia law by eliminating overnight interest charges. XM Group provides swap-free accounts on request for all account types, with no time limit on holding positions. AvaTrade also offers Islamic accounts, but they may have certain restrictions on long-term holding for specific instruments. Both brokers require a simple application process. Overall, XM Group’s policy is more flexible for traders who hold positions for extended periods.

XM Group offers 24/5 multilingual customer support via live chat, phone, and email, with a dedicated team for the Balkan region. AvaTrade provides similar support hours but with a slightly less responsive live chat during peak times. For North Macedonia traders, XM Group’s support is generally faster and more accessible, including support in Macedonian and Serbian languages.