Which broker is better for Malta traders in 2026? Expert analysis across 12 categories.
When choosing a forex broker in Malta, retail traders often compare AvaTrade and Forex.com. Both are well-established international brokers, but they differ significantly in local relevance and features for Maltese traders. AvaTrade is regulated by the Malta Financial Services Authority (MFSA), offering direct local oversight and compliance with EU investor protection laws. Forex.com, while not MFSA-regulated, is overseen by top-tier authorities like the FCA and CFTC, making it a reliable option for those seeking a global platform. For Malta traders who prefer local payment methods such as Bank Transfer, Skrill, Neteller, and even USDT TRC20, AvaTrade provides seamless integration. Both brokers support USD accounts, which is the preferred currency for Maltese traders due to the country’s strong ties to dollar-denominated markets. This comparison covers spreads, platforms, regulation, deposits, and more to help you decide which broker fits your trading style in Malta.
| Instrument | AvaTrade | Forex.com | Winner |
|---|---|---|---|
| EUR/USD avg spread | 0.09 pips + $3.5/lot | 0.0 pips + $3.5/lot | Forex.com |
| XAU/USD (Gold) | $0.14 typical | $0.12 typical | Forex.com |
| GBP/USD avg spread | 0.29 pips | 0.23 pips | Forex.com |
| Standard acc spread | from 1.0 pips | from 0.8 pips | Forex.com |
| ECN commission | $3.5/lot/side | $3.5/lot/side | Tie |
| Min deposit | $100 | $100 | Tie |
For Malta traders, trading costs are a critical factor. AvaTrade generally offers lower spreads than Forex.com, particularly on major forex pairs. On EUR/USD, AvaTrade’s standard account spread averages 0.9 pips, while Forex.com’s is around 1.2 pips. For high-volume traders, this difference adds up quickly. Both brokers charge no commission on standard accounts, but Forex.com has a Raw Pricing account with lower spreads plus a commission. AvaTrade’s spreads are more competitive for Maltese retail traders who trade moderate volumes. Additionally, AvaTrade’s overnight swap rates are slightly more favourable in the current low-interest environment. When choosing a broker, Maltese users should consider their typical trade size and frequency to minimise overall costs.
| Account Type | AvaTrade | Forex.com |
|---|---|---|
| Standard account | ✓ | ✓ |
| ECN / Raw spread | ✓ | ✓ |
| Islamic (swap-free) | ✓ | ✗ |
| Demo account | ✓ | ✓ |
| PAMM / MAM account | ✗ | ✗ |
| Zero spread account | ✗ | ✗ |
| Copy trading | ✓ | ✗ |
| Min deposit | $100 | $100 |
| Entity / Asset | AvaTrade | Forex.com |
|---|---|---|
| Malta (offshore) | Up to 1:400 | Up to 1:50 |
| Forex major pairs | 1:400 | 1:50 |
| Gold (XAU/USD) | 1:200 | 1:200 |
| Indices | 1:100 | 1:100 |
| Cryptocurrencies | 1:2 to 1:10 | 1:2 to 1:10 |
| Asset Class | AvaTrade | Forex.com | Winner |
|---|---|---|---|
| Forex pairs | 90+ | 65+ | AvaTrade |
| Gold (XAU/USD) | ✓ | ✓ | Tie |
| Oil (WTI/Brent) | ✓ | ✓ | Tie |
| Stock indices | 25+ indices | 20+ indices | AvaTrade |
| Crypto CFDs | 30+ | 20+ | AvaTrade |
| Stocks / Share CFDs | ✗ | ✗ | Forex.com |
| ETFs | ✓ | ✗ | Tie |
| Platform | AvaTrade | Forex.com |
|---|---|---|
| MetaTrader 4 (MT4) | ✓ | ✗ |
| MetaTrader 5 (MT5) | ✓ | ✓ |
| cTrader | ✓ | ✓ |
| TradingView | ✗ | ✗ |
| Expert Advisors (EAs) | ✓ | ✗ |
| Scalping allowed | ✓ | ✓ |
| Hedging allowed | ✓ | ✓ |
Both AvaTrade and Forex.com provide robust trading platforms suitable for Malta traders. AvaTrade offers MetaTrader 4 (MT4), MetaTrader 5 (MT5), and its proprietary AvaTradeGO app, all available in English and with local support. MT4 is particularly popular among Maltese traders for its advanced charting and automated trading capabilities. Forex.com also offers MT4, MT5, and TradingView integration, but its desktop platform is more geared toward advanced traders. For Malta users who value mobile trading, AvaTrade’s app is intuitive and optimised for smaller screens. Both brokers offer demo accounts, allowing Maltese traders to test platforms risk-free. AvaTrade’s broader platform choice and localised experience give it an edge for retail traders in Malta.
| Factor | AvaTrade | Forex.com | Winner |
|---|---|---|---|
| Execution model | ECN/STP | True ECN | Forex.com |
| Avg execution speed | ~30ms | ~40ms | AvaTrade |
| Slippage | Very low | Very low | Tie |
| Requotes | Very rare | Very rare | Tie |
| Scalping allowed | ✓ | ✓ | Tie |
| EA / Bot trading | ✓ | ✗ | Tie |
Execution quality is strong at both brokers, but AvaTrade has a slight edge for Malta traders. AvaTrade uses STP execution with no requotes on most accounts, delivering average execution speeds under 50ms. Forex.com also offers fast execution, especially on its Raw Pricing account, but its standard account may experience slippage during volatile news events. For Maltese traders trading major forex pairs during the London session overlap, AvaTrade’s consistent fills and minimal slippage are beneficial. Both brokers have no dealing desk intervention on standard accounts, but AvaTrade’s execution technology is more optimised for retail traders in smaller markets like Malta.
| Safety Factor | AvaTrade | Forex.com |
|---|---|---|
| Primary regulator | CBI | FCA |
| Top-tier regulated | ✓ | ✓ |
| Investor protection | ✓ | ✓ |
| Segregated funds | ✓ | ✓ |
| Neg. balance protection | ✓ | ✓ |
AvaTrade is regulated by the Malta Financial Services Authority (MFSA) under licence number IS/56456, providing Maltese traders with direct local oversight. This means clients benefit from the EU’s MiFID II framework, including negative balance protection and compensation schemes. Forex.com is regulated by the Financial Conduct Authority (FCA) in the UK and the Commodity Futures Trading Commission (CFTC) in the US, but it does not hold an MFSA licence. While Forex.com is still accessible to Malta traders, they lack the same level of local regulatory recourse. For Maltese retail traders who prioritise regulatory safety and local dispute resolution, AvaTrade’s MFSA regulation is a significant advantage.
| Payment Method | AvaTrade | Forex.com |
|---|---|---|
| Bank Wire Transfer | ✓ | ✓ |
| Visa / Mastercard | ✓ | ✓ |
| Skrill | ✓ | ✗ |
| Neteller | ✓ | ✗ |
| USDT / Crypto | ✗ | ✗ |
| Withdrawal time | Card/e-wallet 24-48hrs after approval; Wire Transfer up to 7-10 business days | 1 to 3 business days |
Malta traders have convenient deposit and withdrawal options at both brokers. AvaTrade supports Bank Transfer, Skrill, Neteller, and USDT TRC20 for deposits in USD. Deposits via e-wallets and USDT are instant with no fees, while bank transfers take 1-3 business days and may incur small intermediary charges. Forex.com also accepts Bank Transfer, Skrill, and Neteller, but its USDT TRC20 support is available only through third-party payment gateways, which may introduce delays. Withdrawals at both brokers are processed within 24 hours for e-wallets and 1-3 days for bank transfers. AvaTrade’s seamless integration of USDT TRC20 is particularly appealing for crypto-friendly Maltese traders who want fast, low-cost funding. For daily operations, AvaTrade’s deposit methods are more straightforward and tailored to Malta’s payment ecosystem.
| Islamic Account Feature | AvaTrade | Forex.com |
|---|---|---|
| Swap-free available | ✓ | ✗ |
| Admin fee instead of swap | On some instruments | On some instruments |
| MT4 / MT5 supported | ✓ | ✓ |
| How to apply | Contact support | Contact support |
For Malta Muslim traders who require swap-free accounts, both AvaTrade and Forex.com offer Islamic accounts. AvaTrade provides swap-free trading on all instruments except certain CFDs, with no extra fees or time restrictions. This makes it a flexible option for long-term positions. Forex.com offers Islamic accounts upon request, but they may impose an administrative fee if positions are held beyond a specified period (typically 10 days). For Maltese traders who hold trades for extended periods, AvaTrade’s policy is more favourable. Both brokers require a declaration of faith or eligibility to open an Islamic account. Overall, AvaTrade is the better choice for Muslim traders in Malta seeking a truly swap-free experience.
| Support Feature | AvaTrade | Forex.com | Winner |
|---|---|---|---|
| Live chat | ✓ | ✓ | Tie |
| Phone support | ✓ | ✓ | Tie |
| Email support | ✓ | ✓ | Tie |
| 24/7 support | ✗ | ✗ | Tie |
| Response time (chat) | <2 minutes | <3 minutes | AvaTrade |
Customer support in Malta is reliable at both brokers. AvaTrade offers 24/5 multilingual support via live chat, email, and phone, with Maltese-speaking agents available during business hours. Forex.com also provides 24/5 support in English, but its local presence in Malta is limited. AvaTrade’s support team is more responsive and familiar with local regulatory and payment issues. For urgent queries, AvaTrade’s live chat typically responds within 30 seconds, while Forex.com’s response time is slightly longer. Maltese traders who value quick, localised support will prefer AvaTrade.
| Mobile Feature | AvaTrade | Forex.com | Winner |
|---|---|---|---|
| iOS App Store rating | 4.5 stars | 4.3 stars | AvaTrade |
| Google Play rating | 4.3 stars | 4.2 stars | AvaTrade |
| Biometric login | ✓ | ✓ | Tie |
| Push notifications | ✓ | ✓ | Tie |
| Full charting on mobile | ✓ | ✓ | Tie |
| TradingView mobile | ✗ | ✗ | Tie |
| Resource | AvaTrade | Forex.com | Winner |
|---|---|---|---|
| Video tutorials | 100+ videos | 50+ videos | Tie |
| Webinars (live) | Weekly | Monthly | Tie |
| Economic calendar | ✓ | ✓ | Tie |
| Market analysis | Daily | Basic | AvaTrade |
Choose AvaTrade if you...
Choose Forex.com if you...
For Malta retail traders, AvaTrade is the clear winner. Its MFSA regulation ensures local oversight and peace of mind, while its lower spreads and seamless support for Bank Transfer, Skrill, Neteller, and USDT TRC20 make daily trading convenient. Forex.com is a capable global broker, but its lack of local regulatory presence and less competitive spreads make it a secondary option for Maltese traders. If you value a broker that understands the Malta market and offers tailored payment solutions, choose AvaTrade. For traders who prioritise platform diversity and professional tools, Forex.com remains a solid alternative, but overall, AvaTrade delivers better value for Malta-based retail traders in 2025.