XTB is a global online broker established in 2002 and headquartered in Poland. It is known for its proprietary trading platform and a broad range of financial instruments including forex, indices, commodities, gold, oil, crypto CFDs, stocks, and ETFs. The broker offers 69 forex pairs and supports both Standard and Demo account types.
With a minimum deposit of $0 and a maximum leverage of 1:30, XTB aims to be accessible to a wide range of traders. It holds multiple regulations (FCA, CySEC, KNF, IFSC) and emphasizes safety through segregated client funds and negative balance protection.
XTB is a global online broker established in 2002 and headquartered in Poland. It is known for its proprietary trading platform and a broad range of financial instruments including forex, indices, commodities, gold, oil, crypto CFDs, stocks, and ETFs. The broker offers 69 forex pairs and supports both Standard and Demo account types.
With a minimum deposit of $0 and a maximum leverage of 1:30, XTB aims to be accessible to a wide range of traders. It holds multiple regulations (FCA, CySEC, KNF, IFSC) and emphasizes safety through segregated client funds and negative balance protection.
XTB is best suited for traders who prefer a proprietary platform and want access to a diverse set of instruments including forex, stocks, and ETFs. The $0 minimum deposit and free withdrawals above $50 make it attractive for cost-conscious traders. Scalping and hedging are allowed, which appeals to active short-term strategies.
It may be a weaker fit for traders who rely on third-party platforms like TradingView, those seeking copy trading or micro accounts, or investors looking to buy actual cryptocurrencies (since only crypto CFDs are offered).
XTB is regulated by several major financial authorities: the Financial Conduct Authority (FCA) in the UK, the Cyprus Securities and Exchange Commission (CySEC) in the EU, the Polish Financial Supervision Authority (KNF) in its home country, and the International Financial Services Commission (IFSC) in Belize. This multi-regulation provides a strong level of oversight for clients in different regions.
In addition, XTB offers segregated client funds and negative balance protection, which are key safety features that help protect trader capital and prevent losses exceeding account balance.
| Primary regulator | |
| All licenses held | FCA,CySEC,KNF,IFSC |
| Segregated client funds | Yes |
| Negative balance protection | Yes |
XTB does not charge a minimum deposit, making it easy to start. Withdrawal fees are waived for amounts above $50, but a $30 fee applies for withdrawals below $50. Deposit methods include bank transfers, credit/debit cards, and electronic wallets.
The broker offers Standard and Demo accounts. Specific spread or commission details are not provided in this profile; traders should consult XTB's website for current fee schedules. Withdrawal processing typically takes 1 to 7 working days.
| Deposit methods | Bank transfers, credit/debit cards, and electronic wallets |
| Withdrawal time | 1 to 7 working days |
| Withdrawal fees | Above $50: $0 (Free)Below $50: $30 |
| Inactivity fee | None charged |
XTB is a well-regulated, long-established broker with a strong offering for forex and CFD traders who value a proprietary platform, low entry barrier, and flexible trading conditions. However, traders looking for third-party platform support, copy trading, or real crypto assets may need to look elsewhere.