HomeBrokersXTB
Global Broker Profile

Xtb

XTB is a global online broker established in 2002 and headquartered in Poland. It is known for its proprietary trading platform and a broad range of financial instruments including forex, indices, commodities, gold, oil, crypto CFDs, stocks, and ETFs. The broker offers 69 forex pairs and supports both Standard and Demo account types.

With a minimum deposit of $0 and a maximum leverage of 1:30, XTB aims to be accessible to a wide range of traders. It holds multiple regulations (FCA, CySEC, KNF, IFSC) and emphasizes safety through segregated client funds and negative balance protection.

3.5/5
Overall Score
Visit XTB
2002
Founded
Poland
Headquarters
$0
Min Deposit
1:500
Max Leverage
69
Forex Pairs

About XTB

What Is XTB?

XTB is a global online broker established in 2002 and headquartered in Poland. It is known for its proprietary trading platform and a broad range of financial instruments including forex, indices, commodities, gold, oil, crypto CFDs, stocks, and ETFs. The broker offers 69 forex pairs and supports both Standard and Demo account types.

With a minimum deposit of $0 and a maximum leverage of 1:30, XTB aims to be accessible to a wide range of traders. It holds multiple regulations (FCA, CySEC, KNF, IFSC) and emphasizes safety through segregated client funds and negative balance protection.

Who Is XTB Best For?

XTB is best suited for traders who prefer a proprietary platform and want access to a diverse set of instruments including forex, stocks, and ETFs. The $0 minimum deposit and free withdrawals above $50 make it attractive for cost-conscious traders. Scalping and hedging are allowed, which appeals to active short-term strategies.

It may be a weaker fit for traders who rely on third-party platforms like TradingView, those seeking copy trading or micro accounts, or investors looking to buy actual cryptocurrencies (since only crypto CFDs are offered).

  • Forex traders wanting a wide range of pairs
  • Stock and ETF CFD traders
  • Active scalpers and hedgers
  • Beginners with low initial capital (no minimum deposit)

Is XTB Safe and Regulated?

XTB is regulated by several major financial authorities: the Financial Conduct Authority (FCA) in the UK, the Cyprus Securities and Exchange Commission (CySEC) in the EU, the Polish Financial Supervision Authority (KNF) in its home country, and the International Financial Services Commission (IFSC) in Belize. This multi-regulation provides a strong level of oversight for clients in different regions.

In addition, XTB offers segregated client funds and negative balance protection, which are key safety features that help protect trader capital and prevent losses exceeding account balance.

Primary regulator
All licenses heldFCA,CySEC,KNF,IFSC
Segregated client fundsYes
Negative balance protectionYes

Trading with XTB

Account Types

Standard AccountECN AccountIslamic (swap-free)Demo AccountPAMM AccountMicro AccountCopy Trading

Trading Platforms

MetaTrader 4MetaTrader 5cTraderTradingViewProprietary Platform

Markets You Can Trade

69 Forex PairsIndicesCommoditiesGold & OilCrypto CFDsReal CryptoStocks & ETFs

Fees and Costs Explained

XTB does not charge a minimum deposit, making it easy to start. Withdrawal fees are waived for amounts above $50, but a $30 fee applies for withdrawals below $50. Deposit methods include bank transfers, credit/debit cards, and electronic wallets.

The broker offers Standard and Demo accounts. Specific spread or commission details are not provided in this profile; traders should consult XTB's website for current fee schedules. Withdrawal processing typically takes 1 to 7 working days.

Deposits and withdrawals

Deposit methodsBank transfers, credit/debit cards, and electronic wallets
Withdrawal time1 to 7 working days
Withdrawal feesAbove $50: $0 (Free)Below $50: $30
Inactivity feeNone charged

Trust and verdict

Pros and Cons

Pros
  • Regulated by multiple authorities (FCA, CySEC, KNF, IFSC)
  • Minimum deposit of $0
  • Free withdrawals for amounts above $50
  • Offers 69 forex pairs and a wide range of CFDs (indices, commodities, stocks, ETFs, crypto)
  • Segregated client funds and negative balance protection
  • Scalping and hedging allowed
Cons
  • No TradingView integration
  • No copy trading feature
  • No micro accounts
  • Real cryptocurrency not offered (only CFDs)
  • Withdrawal fee of $30 for amounts below $50

Trust Signals

2,368
Trustpilot reviews
active
Trustpilot status
24 yrs
Operating since 2002

Frequently Asked Questions

Is XTB regulated?

Yes, XTB is regulated by several authorities: the FCA in the UK, CySEC in Cyprus, KNF in Poland, and IFSC in Belize. This provides a strong regulatory framework for clients in different regions.

What is the minimum deposit for XTB?

The minimum deposit for XTB is $0, meaning you can start trading without an initial deposit requirement.

Does XTB offer an Islamic account?

The fact sheet does not mention an Islamic account. It is not specified, so you should contact XTB directly to inquire about swap-free accounts.

What trading platforms does XTB offer?

XTB offers its own proprietary platform. It does not support TradingView or other third-party platforms.

What are the withdrawal fees at XTB?

Withdrawals above $50 are free, while withdrawals below $50 incur a $30 fee. Withdrawal processing typically takes 1 to 7 working days.

Verdict

XTB is a well-regulated, long-established broker with a strong offering for forex and CFD traders who value a proprietary platform, low entry barrier, and flexible trading conditions. However, traders looking for third-party platform support, copy trading, or real crypto assets may need to look elsewhere.

Quick Facts
RegulationFCA,CySEC,KNF,IFSC
Min Deposit$0
Max Leverage1:500
Founded2002
Islamic AccountNo
Copy TradingNo
Ready to trade?

Open an account with XTB in a few minutes.

Open Account โ†’
Risk warning: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage.
Read the XTB Review for Your Country
๐Ÿ‡ต๐Ÿ‡ฐPakistan๐Ÿ‡ฎ๐Ÿ‡ณIndia๐Ÿ‡ง๐Ÿ‡ฉBangladesh๐Ÿ‡ณ๐Ÿ‡ฌNigeria๐Ÿ‡ฆ๐Ÿ‡ชUAE๐Ÿ‡ฌ๐Ÿ‡งUK๐Ÿ‡ฆ๐Ÿ‡บAustralia
Investing.comForbesFX StreetNASDAQ