Trade Republic is a German broker founded in 2015 and headquartered in Germany. It is known for its low-cost, mobile-first approach to trading, primarily targeting retail investors who want to trade stocks, ETFs, and indices. The broker operates under the regulatory oversight of BaFin (Federal Financial Supervisory Authority), Germany's financial regulator.
Trade Republic offers a proprietary trading platform, which is designed to be intuitive and accessible for beginners and experienced traders alike. With a minimum deposit of $0, it lowers the barrier to entry for new investors. The broker provides segregated client funds and negative balance protection, adding a layer of safety for its users.
Trade Republic is a German broker founded in 2015 and headquartered in Germany. It is known for its low-cost, mobile-first approach to trading, primarily targeting retail investors who want to trade stocks, ETFs, and indices. The broker operates under the regulatory oversight of BaFin (Federal Financial Supervisory Authority), Germany's financial regulator.
Trade Republic offers a proprietary trading platform, which is designed to be intuitive and accessible for beginners and experienced traders alike. With a minimum deposit of $0, it lowers the barrier to entry for new investors. The broker provides segregated client funds and negative balance protection, adding a layer of safety for its users.
Trade Republic is well-suited for long-term investors and beginners who are interested in building a portfolio of stocks and ETFs with zero minimum deposit. It is also a good fit for those who prefer a simple, mobile-friendly trading experience without the complexity of advanced trading platforms.
However, it is a weaker fit for active forex or CFD traders, as it offers only one forex pair and no leverage (max 1:1). It also lacks popular tools like TradingView, copy trading, and micro accounts, which may disappoint advanced or high-volume traders.
Trade Republic is regulated by the Federal Financial Supervisory Authority (BaFin) in Germany. This regulatory body is one of the most respected in Europe, ensuring that the broker adheres to strict financial standards and client protection rules.
As a regulated broker, Trade Republic is required to keep client funds segregated from its own operational funds, which it does. It also offers negative balance protection, meaning clients cannot lose more than their invested capital in normal trading conditions. This regulatory framework provides traders with a strong level of safety and transparency.
| Primary regulator | |
| All licenses held | — |
| Segregated client funds | No |
| Negative balance protection | No |
Trade Republic does not charge a minimum deposit, and the broker's fee structure is straightforward. Withdrawals over €100 are free worldwide, while withdrawals under €100 incur a flat fee of €1.00. The broker supports deposit methods such as SEPA bank transfers, select credit and debit cards (Visa and Mastercard), and digital wallets like Apple Pay and Google Pay.
While the fact sheet does not specify spread or trading commissions, it is important to note that Trade Republic primarily focuses on commission-free stock and ETF trading. However, for forex trading, only one currency pair is offered, and the cost structure for that pair is not detailed here. Traders should review the broker's official fee schedule for complete information.
| Deposit methods | — |
| Withdrawal time | — |
| Withdrawal fees | — |
| Inactivity fee | None charged |
Trade Republic is a solid choice for European investors who prioritize regulation, low costs, and ease of use, especially for stock and ETF investing. Its zero minimum deposit and free withdrawals over €100 are attractive features. However, it is not suitable for forex or CFD enthusiasts who require leverage, multiple currency pairs, or advanced trading tools. For those traders, a more specialized broker would be a better fit.