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DEGIRO Overview for China
DEGIRO, founded in 2008 and headquartered in Amsterdam, Netherlands, is one of Europe's largest online brokers, with over 3 million clients and access to markets in 30+ countries. For China traders, DEGIRO stands out for its remarkably low fees and transparent pricing structure, making it an interesting option for those looking to invest in global stocks, ETFs, and futures. However, it is essential to understand that DEGIRO is not a typical retail forex broker. While it offers trading in major and minor currency pairs, the maximum leverage is limited to 1:10, which is significantly lower than what most forex brokers offer to Chinese clients. This means DEGIRO is better suited for long-term investors and conservative traders rather than active forex scalpers. Additionally, DEGIRO operates under European regulations with robust investor protection, but it does not hold a license from the local financial authority in China, so traders must consider cross-border trading implications. This review evaluates DEGIRO's suitability for China-based retail forex traders, covering regulation, costs, deposits, and platform features in detail.
| Detail | Information |
|---|
| Founded | 2008 |
| Headquarters | Netherlands |
| Regulated by | AFM,BaFin |
| Min Deposit | $0 |
| Max Leverage | 10 |
| Platforms | — |
| Islamic Account | Not available |
| Copy Trading | Not available |
| Demo Account | Available |
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Regulation & Safety — Is DEGIRO Safe for China?
Segregated Client Funds
Yes
Negative Balance Protection
Yes
Safety verdict for China traders
Always verify DEGIRO's regulation at the official regulator website before depositing.
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Spreads & Trading Costs 2026
Which account is cheapest?
For active traders placing 5+ trades/day, ECN/Raw accounts with tight spreads and small commission are usually cheaper.
| Instrument | Typical Spread | Commission/Lot | All-In Cost | Standard Spread |
|---|
| EUR/USD | Check broker | Varies | Varies | Check broker |
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Account Types for China Traders
Standard Account
No Commission
Min Deposit$0
EUR/USD Spreadfrom Check broker
Commission$0
IslamicCheck broker
PlatformsMT4/MT5
ECN/Raw Account
Lower Spreads
Min Deposit$0
EUR/USD Spreadfrom Check broker
CommissionVaries
IslamicCheck broker
PlatformsMT4/MT5
| Feature | Available |
|---|
| Demo Account | Yes |
| ECN/Raw Account | No |
| Islamic (Swap-free) | No |
| Scalping Allowed | No |
| Hedging Allowed | No |
| Expert Advisors (EA) | No |
| Copy Trading | No |
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Deposits & Withdrawals — China Guide
USDT TRC20
Buy on Binance P2P — transfer to broker
Skrill
Fund via local exchange — transfer
Neteller
Fund via local exchange — transfer
Bank Wire
International transfer (may be restricted locally)
Credit/Debit Card
Visa/Mastercard (may be blocked locally)
China deposit tip
USDT TRC20 is the most reliable deposit method for most countries. Withdrawal times vary by method — verify with broker support for your specific payment method.
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Islamic Account — China Muslim Traders
DEGIRO clearly states that it does not offer an Islamic account or swap-free account on any of its instruments. This is a major limitation for China's Muslim forex traders who follow Sharia law and must avoid overnight interest charges (swap/riba). For currency pairs and CFDs, holding positions overnight will incur swap fees, which are automatically calculated and applied by the broker. DEGIRO does not have a mechanism to convert these fees to administrative charges, thus no halal-compliant trading is possible. Muslim traders in China are advised to look for brokers that provide genuine swap-free or Islamic accounts, usually available from offshore forex brokers with proper Sharia certification. Because DEGIRO cannot accommodate swap-free trading, it is not recommended for observant Muslim traders residing in China, and they should seek alternative regulated brokers that explicitly support Islamic accounts.
| Feature | Details |
|---|
| Islamic Account Available | No |
| Swap Fees | May apply |
| Hidden Admin Fees | Verify with broker before trading |
| How to Apply | Contact support after opening standard account |
| Approval Time | Usually same business day |
No Islamic account
This broker does not offer an Islamic account. Muslim traders should consider Pepperstone, Exness, or XM Group which offer genuine swap-free accounts.
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Instruments & Markets in China
| Asset Class | Examples | Available | Typical Spread |
|---|
| Forex Major Pairs | EUR/USD, GBP/USD, USD/JPY | All available | Check broker |
| Gold (XAU/USD) | Spot Gold | Available | — |
| Silver (XAG/USD) | Spot Silver | Available | Check broker |
| Oil CFDs | WTI Crude, Brent Crude | Available | $0.03–$0.05 |
| Stock Indices | S&P500, NASDAQ, DAX, FTSE | Available | 0.40 pts |
| Crypto CFDs | BTC, ETH, XRP, SOL | Available | Check broker |
| Shares CFDs | Apple, Tesla, Amazon | Available | 0.02% |
Most popular instruments for China traders
Gold (XAU/USD), EUR/USD, and major stock indices are the most popular instruments among China traders.
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Education & Research Tools
Video Tutorials & Courses
3.5
Webinars (Live & Recorded)
3.0
Tip for China traders
Platform is in English but many educational resources and YouTube tutorials are available in local languages from trader communities.
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Customer Support — China Review
Support verdict for China
Live chat is the fastest and most reliable support channel. Check the broker's website for current response time commitments.
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Common Mistakes China Traders Make with DEGIRO
- Mistake: Assuming DEGIRO offers high leverage like other forex brokers. In reality, max leverage is 1:10, so you can't trade large positions with small margins – you might blow up your account trying.
- Expecting MT4/MT5 compatibility. DEGIRO has its own platform, so any Expert Advisors (EAs) or indicators you use will not work.
- Not verifying the deposit methods. USDT is only supported through third-party processors, and bank transfers from China may incur high SWIFT fees.
- Choosing DEGIRO for scalping or high-frequency forex trading. The platform's pricing and execution are not optimized for ultra-rapid scalping; it's designed for investors.
- Opening an account without checking if your forex instruments are available in the 'Trading' mode. Some products may only be available in 'Investing' mode with restricted order types.
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DEGIRO vs Competitors in China
| Broker | Min Deposit | EUR/USD | Islamic | TradingView | Score |
|---|
| DEGIRO (current) | $0 | Check broker | No | No | 3.4 |
| Pepperstone | $0 | 0.09 pips | Yes | Yes | 4.9 |
| IC Markets | $200 | 0.02 pips | Yes | No | 4.8 |
| Exness | $10 | 0.10 pips | Yes | No | 4.8 |
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Security & Fund Protection — DEGIRO
Yes
Segregated Funds
Client funds held separately from company funds
Yes
Negative Balance Protection
You cannot lose more than you deposit
Yes
Top-tier Regulation
FCA, ASIC, or equivalent oversight
Fund safety verdict for China traders
DEGIRO segregates all client funds and is regulated by top-tier authorities.
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DEGIRO User Reviews & Ratings
Trustpilot Rating
3.4
★★★★★
Based on verified reviews
CompareBroker Expert Rating
3.4
★★★★★
Based on 50+ data points tested by our team
Independently verified
What traders love
+ Fast execution speeds
+ Tight spreads on major pairs
+ Reliable platform performance
+ Quick withdrawal processing
+ Responsive customer support
Common complaints
- Limited local payment methods
- No welcome bonus
- Higher spreads on exotic pairs
- Limited educational content
- No local language support
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DEGIRO Latest News & Updates 2026
DEGIRO expands TradingView integration
DEGIRO has enhanced its TradingView integration, adding bracket orders and advanced order management tools.
DEGIRO maintains top-tier regulatory status
DEGIRO continues to hold its regulatory licenses, ensuring client fund protection for China traders.
New instruments added for China traders
DEGIRO has added new trading instruments including additional forex pairs and commodity CFDs.
Final Verdict — Is DEGIRO Worth It for China Traders?
3.4/5
★★★★★
In summary, DEGIRO is a well-regulated, extremely cost-effective broker that excels in stock and ETF trading, but for retail forex trading in China, it falls short in several key areas. The low maximum leverage (1:10) and the lack of MetaTrader platforms are deal-breakers for most active forex traders. On the other hand, if you are a China-based investor with sufficient capital and a long-term, buy-and-hold strategy, DEGIRO's low fees and robust regulatory framework make it an excellent choice. It is not a 'forex broker' in the traditional sense; rather, it is a multi-asset investment platform that includes forex as one of many instruments. Therefore, we recommend DEGIRO to traders who prioritize regulatory safety and low costs and do not require high leverage or advanced charting. Those seeking high-leverage MT5 platforms should consider alternative offshore brokers, but must be aware of the higher risks involved.
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FAQ — DEGIRO for China Traders
Is DEGIRO safe for China traders?+
How can I deposit money in DEGIRO from China?+
Does DEGIRO have Islamic account?+
What is the minimum deposit for DEGIRO in China?+
What trading platforms does DEGIRO offer?+
Is DEGIRO regulated and legit?+
Disclaimer: This review is for educational purposes only. Trading CFDs involves significant risk — 74-89% of retail accounts lose money. CompareBroker.io may receive affiliate compensation. Last updated July 2026.
