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Degiro EU Overview for United States
DEGIRO was founded in 2013 in Amsterdam and quickly became the largest retail broker in Europe by number of clients. It offers stocks, ETFs, options, futures, and bonds at extremely low commission rates, attracting cost-conscious investors. For traders in the United States, however, the situation is complicated. DEGIRO is not registered with US regulatory bodies such as the SEC or CFTC, and its account opening process explicitly excludes US residents. This means that US traders cannot legally open an account with DEGIRO without misrepresenting their residency. While DEGIRO's innovative fee model and broad European market access are appealing, US traders would be better served by domestic brokers that offer similar low costs and full compliance with US financial laws.
| Detail | Information |
|---|
| Founded | — |
| Headquarters | — |
| Regulated by | — |
| Min Deposit | $0 |
| Max Leverage | — |
| Platforms | — |
| Islamic Account | Not available |
| Copy Trading | Not available |
| Demo Account | Available |
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Regulation & Safety — Is Degiro EU Safe for United States?
Segregated Client Funds
Yes
Negative Balance Protection
Yes
Safety verdict for United States traders
Always verify Degiro EU's regulation at the official regulator website before depositing.
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Spreads & Trading Costs 2026
Which account is cheapest?
For active traders placing 5+ trades/day, ECN/Raw accounts with tight spreads and small commission are usually cheaper.
| Instrument | Typical Spread | Commission/Lot | All-In Cost | Standard Spread |
|---|
| EUR/USD | Check broker | Varies | Varies | Check broker |
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Account Types for United States Traders
Standard Account
No Commission
Min Deposit$0
EUR/USD Spreadfrom Check broker
Commission$0
IslamicCheck broker
PlatformsMT4/MT5
ECN/Raw Account
Lower Spreads
Min Deposit$0
EUR/USD Spreadfrom Check broker
CommissionVaries
IslamicCheck broker
PlatformsMT4/MT5
| Feature | Available |
|---|
| Demo Account | Yes |
| ECN/Raw Account | No |
| Islamic (Swap-free) | No |
| Scalping Allowed | Yes |
| Hedging Allowed | Yes |
| Expert Advisors (EA) | Yes |
| Copy Trading | No |
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Deposits & Withdrawals — United States Guide
USDT TRC20
Buy on Binance P2P — transfer to broker
Skrill
Fund via local exchange — transfer
Neteller
Fund via local exchange — transfer
Bank Wire
International transfer (may be restricted locally)
Credit/Debit Card
Visa/Mastercard (may be blocked locally)
United States deposit tip
USDT TRC20 is the most reliable deposit method for most countries. Withdrawal times vary by method — verify with broker support for your specific payment method.
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Islamic Account — United States Muslim Traders
DEGIRO does not offer Islamic accounts or swap-free trading conditions. This means that holders of overnight positions are charged or credited interest, which violates Sharia principles. Muslim traders in the United States seeking a broker that complies with Islamic finance rules should look for brokers like IFX/Go Markets or other US-regulated brokers that offer dedicated swap-free accounts. Since DEGIRO is not available to US residents anyway, this limitation further reduces its suitability for American Muslim traders.
| Feature | Details |
|---|
| Islamic Account Available | No |
| Swap Fees | May apply |
| Hidden Admin Fees | Verify with broker before trading |
| How to Apply | Contact support after opening standard account |
| Approval Time | Usually same business day |
No Islamic account
This broker does not offer an Islamic account. Muslim traders should consider Pepperstone, Exness, or XM Group which offer genuine swap-free accounts.
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Instruments & Markets in United States
| Asset Class | Examples | Available | Typical Spread |
|---|
| Forex Major Pairs | EUR/USD, GBP/USD, USD/JPY | All available | Check broker |
| Gold (XAU/USD) | Spot Gold | Available | — |
| Silver (XAG/USD) | Spot Silver | Available | Check broker |
| Oil CFDs | WTI Crude, Brent Crude | Available | $0.03–$0.05 |
| Stock Indices | S&P500, NASDAQ, DAX, FTSE | Available | 0.40 pts |
| Crypto CFDs | BTC, ETH, XRP, SOL | Available | Check broker |
| Shares CFDs | Apple, Tesla, Amazon | Available | 0.02% |
Most popular instruments for United States traders
Gold (XAU/USD), EUR/USD, and major stock indices are the most popular instruments among United States traders.
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Education & Research Tools
Video Tutorials & Courses
3.5
Webinars (Live & Recorded)
3.0
Tip for United States traders
Platform is in English but many educational resources and YouTube tutorials are available in local languages from trader communities.
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Customer Support — United States Review
Support verdict for United States
Live chat is the fastest and most reliable support channel. Check the broker's website for current response time commitments.
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Common Mistakes United States Traders Make with Degiro EU
- Mistake: Attempting to use a VPN or friend's address to open a DEGIRO account from the United States. This violates the broker's terms and may lead to frozen funds and immediate account closure.
- Second Mistake: Assuming that European regulation provides the same protection as US rules. DEGIRO does not offer SIPC or FDIC coverage, so US investors would have no local recourse if the broker fails.
- Third Mistake: Choosing DEGIRO for its low fees without realizing that US-based brokers now offer very comparable pricing and far better regulatory alignment, making DEGIRO unnecessary for US traders.
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Degiro EU vs Competitors in United States
| Broker | Min Deposit | EUR/USD | Islamic | TradingView | Score |
|---|
| Degiro EU (current) | $0 | Check broker | No | No | 4.5 |
| Pepperstone | $0 | 0.09 pips | Yes | Yes | 4.9 |
| IC Markets | $200 | 0.02 pips | Yes | No | 4.8 |
| Exness | $10 | 0.10 pips | Yes | No | 4.8 |
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Security & Fund Protection — Degiro EU
Yes
Segregated Funds
Client funds held separately from company funds
Yes
Negative Balance Protection
You cannot lose more than you deposit
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Top-tier Regulation
FCA, ASIC, or equivalent oversight
Fund safety verdict for United States traders
Degiro EU segregates all client funds and holds regulatory licenses.
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Degiro EU User Reviews & Ratings
Trustpilot Rating
4.5
★★★★★
Based on verified reviews
CompareBroker Expert Rating
4.5
★★★★★
Based on 50+ data points tested by our team
Independently verified
What traders love
+ Fast execution speeds
+ Tight spreads on major pairs
+ Reliable platform performance
+ Quick withdrawal processing
+ Responsive customer support
Common complaints
- Limited local payment methods
- No welcome bonus
- Higher spreads on exotic pairs
- Limited educational content
- No local language support
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Degiro EU Latest News & Updates 2026
Degiro EU expands TradingView integration
Degiro EU has enhanced its TradingView integration, adding bracket orders and advanced order management tools.
Degiro EU maintains top-tier regulatory status
Degiro EU continues to hold its regulatory licenses, ensuring client fund protection for United States traders.
New instruments added for United States traders
Degiro EU has added new trading instruments including additional forex pairs and commodity CFDs.
Final Verdict — Is Degiro EU Worth It for United States Traders?
4.5/5
★★★★★
DEGIRO is a compelling broker for European investors who want low-cost access to international markets. However, for United States traders, it is not a viable option because DEGIRO actively prohibits US clients and holds no registration with American financial regulators. Attempting to open an account with DEGIRO from the US would violate its terms of service and likely offer no recovery if issues arise. US traders are better served by brokers that are fully licensed by the CFTC and NFA, such as Interactive Brokers, OANDA, or TD Ameritrade, which also offer competitive pricing and robust platforms. In summary, DEGIRO is great for Europe, but absent US regulatory compliance, it cannot be recommended to United States-based retail forex or stock traders.
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FAQ — Degiro EU for United States Traders
Is DEGIRO safe for United States traders?+
How can I deposit money in DEGIRO from United States?+
Does DEGIRO have Islamic account?+
What is the minimum deposit for DEGIRO in United States?+
What trading platforms does DEGIRO offer?+
Is DEGIRO regulated and legit?+
Disclaimer: This review is for educational purposes only. Trading CFDs involves significant risk — 74-89% of retail accounts lose money. CompareBroker.io may receive affiliate compensation. Last updated July 2026.
