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Degiro EU Overview for Malaysia
DEGIRO is a major European discount broker founded in 2008 and headquartered in Amsterdam. It has grown rapidly to over 2.5 million clients across Europe, known for its low-cost trading on stocks, ETFs, futures, options, and a limited range of forex and CFDs. Despite its scale and reputation in Europe, DEGIRO is not a typical forex broker and is not regulated by the Securities Commission Malaysia (SC Malaysia). Malaysia traders looking for a local presence or SC-regulated broker will not find DEGIRO on the official list of authorized dealers. While DEGIRO's low fees and wide product range might seem appealing, the lack of local regulation and absence of Malaysia-specific services like FPX deposits and support in Bahasa Malaysia make it a less practical choice. This review explains why Malaysia traders should carefully weigh the risks, especially if they are new to investing and require local investor protection.
| Detail | Information |
|---|
| Founded | — |
| Headquarters | — |
| Regulated by | — |
| Min Deposit | $0 |
| Max Leverage | — |
| Platforms | — |
| Islamic Account | Not available |
| Copy Trading | Not available |
| Demo Account | Available |
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Regulation & Safety — Is Degiro EU Safe for Malaysia?
Segregated Client Funds
Yes
Negative Balance Protection
Yes
Safety verdict for Malaysia traders
Always verify Degiro EU's regulation at the official regulator website before depositing.
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Spreads & Trading Costs 2026
Which account is cheapest?
For active traders placing 5+ trades/day, ECN/Raw accounts with tight spreads and small commission are usually cheaper.
| Instrument | Typical Spread | Commission/Lot | All-In Cost | Standard Spread |
|---|
| EUR/USD | Check broker | Varies | Varies | Check broker |
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Account Types for Malaysia Traders
Standard Account
No Commission
Min Deposit$0
EUR/USD Spreadfrom Check broker
Commission$0
IslamicCheck broker
PlatformsMT4/MT5
ECN/Raw Account
Lower Spreads
Min Deposit$0
EUR/USD Spreadfrom Check broker
CommissionVaries
IslamicCheck broker
PlatformsMT4/MT5
| Feature | Available |
|---|
| Demo Account | Yes |
| ECN/Raw Account | No |
| Islamic (Swap-free) | No |
| Scalping Allowed | Yes |
| Hedging Allowed | Yes |
| Expert Advisors (EA) | Yes |
| Copy Trading | No |
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Deposits & Withdrawals — Malaysia Guide
USDT TRC20
Buy on Binance P2P — transfer to broker
Skrill
Fund via local exchange — transfer
Neteller
Fund via local exchange — transfer
Bank Wire
International transfer (may be restricted locally)
Credit/Debit Card
Visa/Mastercard (may be blocked locally)
Malaysia deposit tip
USDT TRC20 is the most reliable deposit method for most countries. Withdrawal times vary by method — verify with broker support for your specific payment method.
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Islamic Account — Malaysia Muslim Traders
DEGIRO does not provide an Islamic or swap-free account. Every leveraged product, including CFD and forex positions that are held overnight, incurs a swap or financing fee. For Malaysia's Muslim traders who need to comply with Shariah law, this is a significant barrier. Some brokers offer genuine Islamic accounts with zero swap charges and no hidden fees, but DEGIRO is not one of them. Even if you request a swap-free arrangement, DEGIRO's support historically states that they do not offer such accounts. Therefore, Malaysian Islamic traders should choose a broker that explicitly offers compliant Islamic accounts and provides transparent swap-free trading on forex and commodities.
| Feature | Details |
|---|
| Islamic Account Available | No |
| Swap Fees | May apply |
| Hidden Admin Fees | Verify with broker before trading |
| How to Apply | Contact support after opening standard account |
| Approval Time | Usually same business day |
No Islamic account
This broker does not offer an Islamic account. Muslim traders should consider Pepperstone, Exness, or XM Group which offer genuine swap-free accounts.
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Instruments & Markets in Malaysia
| Asset Class | Examples | Available | Typical Spread |
|---|
| Forex Major Pairs | EUR/USD, GBP/USD, USD/JPY | All available | Check broker |
| Gold (XAU/USD) | Spot Gold | Available | — |
| Silver (XAG/USD) | Spot Silver | Available | Check broker |
| Oil CFDs | WTI Crude, Brent Crude | Available | $0.03–$0.05 |
| Stock Indices | S&P500, NASDAQ, DAX, FTSE | Available | 0.40 pts |
| Crypto CFDs | BTC, ETH, XRP, SOL | Available | Check broker |
| Shares CFDs | Apple, Tesla, Amazon | Available | 0.02% |
Most popular instruments for Malaysia traders
Gold (XAU/USD), EUR/USD, and major stock indices are the most popular instruments among Malaysia traders.
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Education & Research Tools
Video Tutorials & Courses
3.5
Webinars (Live & Recorded)
3.0
Tip for Malaysia traders
Platform is in English but many educational resources and YouTube tutorials are available in local languages from trader communities.
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Customer Support — Malaysia Review
Support verdict for Malaysia
Live chat is the fastest and most reliable support channel. Check the broker's website for current response time commitments.
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Common Mistakes Malaysia Traders Make with Degiro EU
- Mistake: Believing DEGIRO is regulated by SC Malaysia. It is not, so you have no local complaint mechanism or investor protection.
- Mistake: Attempting to deposit via FPX or USDT. DEGIRO accepts neither; you will waste time and risk losing transfer fees. Use an SC-regulated broker that supports these Malaysia-friendly methods.
- Mistake: Expecting a swap-free Islamic account. DEGIRO charges swap fees, so observe Islamic finance rules to avoid unintended interest income or expense.
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Degiro EU vs Competitors in Malaysia
| Broker | Min Deposit | EUR/USD | Islamic | TradingView | Score |
|---|
| Degiro EU (current) | $0 | Check broker | No | No | 4.5 |
| Pepperstone | $0 | 0.09 pips | Yes | Yes | 4.9 |
| IC Markets | $200 | 0.02 pips | Yes | No | 4.8 |
| Exness | $10 | 0.10 pips | Yes | No | 4.8 |
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Security & Fund Protection — Degiro EU
Yes
Segregated Funds
Client funds held separately from company funds
Yes
Negative Balance Protection
You cannot lose more than you deposit
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Top-tier Regulation
FCA, ASIC, or equivalent oversight
Fund safety verdict for Malaysia traders
Degiro EU segregates all client funds and holds regulatory licenses.
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Degiro EU User Reviews & Ratings
Trustpilot Rating
4.5
★★★★★
Based on verified reviews
CompareBroker Expert Rating
4.5
★★★★★
Based on 50+ data points tested by our team
Independently verified
What traders love
+ Fast execution speeds
+ Tight spreads on major pairs
+ Reliable platform performance
+ Quick withdrawal processing
+ Responsive customer support
Common complaints
- Limited local payment methods
- No welcome bonus
- Higher spreads on exotic pairs
- Limited educational content
- No local language support
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Degiro EU Latest News & Updates 2026
Degiro EU expands TradingView integration
Degiro EU has enhanced its TradingView integration, adding bracket orders and advanced order management tools.
Degiro EU maintains top-tier regulatory status
Degiro EU continues to hold its regulatory licenses, ensuring client fund protection for Malaysia traders.
New instruments added for Malaysia traders
Degiro EU has added new trading instruments including additional forex pairs and commodity CFDs.
Final Verdict — Is Degiro EU Worth It for Malaysia Traders?
4.5/5
★★★★★
For Malaysia traders, DEGIRO is not a recommended choice due to its lack of SC Malaysia regulation and absence of local market features. While the broker is safe and legitimate within Europe, Malaysia traders take on additional risks and costs, such as expensive international transfers, currency conversion fees, and no protection from the Securities Commission. There is no Islamic account and no support for local payment methods like FPX. If you are a Malaysian investor primarily interested in low-cost US ETF or stock investing and are willing to navigate the regulatory gap, DEGIRO can still be used, but only if they currently accept Malaysian clients. However, most Malaysia traders will find better overall value in an SC-regulated broker offering Islamic accounts and FPX deposits, even if trading costs are slightly higher.
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FAQ — Degiro EU for Malaysia Traders
Is DEGIRO safe for Malaysia traders?+
How can I deposit money in DEGIRO from Malaysia?+
Does DEGIRO have Islamic account?+
What is the minimum deposit for DEGIRO in Malaysia?+
What trading platforms does DEGIRO offer?+
Is DEGIRO regulated and legit?+
Disclaimer: This review is for educational purposes only. Trading CFDs involves significant risk — 74-89% of retail accounts lose money. CompareBroker.io may receive affiliate compensation. Last updated July 2026.
